International and Australian Card Controls are based on merchant codes. If the merchant is based in Australia, then the status of your Australian Card Controls will affect your transactions. If the merchant is based Internationally, then the status of your International Card Controls will affect your transactions.
The banking app is a streamlined service where you have access to our most popular internet banking features.
If you want to access some of our less common or more complex services, you will need to log into your internet banking which is also mobile friendly.