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Planned Outage: Sunday 19 September, 2.30am to 8.30am AEST. This outage will affect internet banking, the app, telephone banking, loan applications and new customers wanting to sign up. Call us on 132 888 for any questions, we're here 'til 8pm AEST Friday or between 9am and 2pm AEST Saturday. View details

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Are there any risks associated with term deposits?

With a term deposit, we guarantee the interest rate that is applied to your account. The key risk that this presents is the inability to take the benefit of any interest rate increases that may occur during the term of your investment.  In addition, you are not able to withdraw your funds before maturity unless 31 days’ notice is provided.