Bank Australia Limited ABN 21 087 651 607 AFSL and Australian credit licence 238431 (Bank Australia) is authorised to arrange travel this insurance as agent and authorised representative for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708. The travel insurance is issued and managed on behalf of the insurer by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance, a member of the global Allianz Group. Terms, conditions, limits and exclusions apply. Allianz and/or Allianz Global Assistance do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Where any advice is provided by Bank Australia or its representatives, it is provided on behalf of Bank Australia and not on behalf of the insurer Allianz or its agent Allianz Global Assistance. Allianz and/or Allianz Global Assistance are not responsible for any such advice. Before making a decision please consider the Product Disclosure Statement. If you purchase a policy, Bank Australia receives a commission which is a percentage of the premium. Ask us for more details before we provide you with any services on this product.