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Personal and car loan rates and fees

Rates and fees for new and used cars, property owners, and more. Including all the fees you won’t pay.

What's on this page

Lifestyle Personal Loan

Effective 7 December 2021
Type
Interest (p.a.)
Comparison (p.a.)
Standard rate
11.89%
12.94%
For property owners
7.89%
8.92%

Personal Car Loans

Effective 7 December 2021
Type
Interest (p.a.)
Comparison (p.a.)
New Car Fixed rate
6.45%
6.66%
Used Car Fixed rate
8.95%
9.16%
Low Emission Vehicle Fixed rate^
5.45%
5.45%

Fees and charges

Establishment fee
$150
Establishment fee waived for vehicles that meet an ANCAP rating of 5 star
$0
Establishment fee waived for Pure Electric, Plug In Hybrid Electric, Regenerative Hybrid or engines producing less than 125 g / km Tailpipe C02 (g/km).
$0
Monthly fee
$0
Application fee
$0
Late payment fee
$0

Commercial Car Loans

Effective 7 December 2021
Type
Interest (p.a.)
Commercial car loan –with LEV discount*
5.45%
Commercial car loan - New vehicle
6.45%
Commercial car loan – Used vehicle
8.95%

Fees and charges

Establishment fee
$495^
Monthly fee
$0
Application fee
$0
Late payment fee
$0

Things you need to know

General advice warning

Information provided is of a general nature only. In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents before making a decision to apply for products with Bank Australia.

  1. Eligibility criteria apply. You must deposit $2k to the Everyday Transaction Account each month or maintain $50k in total banking value to earn a monthly fee waiver the following month.

Bank Australia is committed to delivering memorable and superior service to all customers. We welcome your feedback, compliments and/or complaints about our performance.

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