When you take out a new product with Bank Australia, you will receive a disclosure document with all the fine print. We encourage you to familiarise yourself with the terms and conditions and your rights and obligations that come along with using our products and services.
If you have any questions or something is unclear please give us a call on 132 888.
NOTE: To download these documents in Acrobat Reader format, click on the links below. If you do not have the free Acrobat Reader program required to open PDF files, click to the Acrobat website to download the Acrobat Reader program.
Conditions should be read in conjunction with the all the savings and loans schedules provided in the table below, in addition to the Privacy Policy.
Product terms and conditions
When you open a new account with us, please read the below documents to familiarise yourself with the terms and conditions and your rights and obligations that come along with using our products and services.
Account & access facility conditions of use
Fees, charges & transaction limits
Summary of accounts & availability of access facilities
Privacy and Credit Reporting Policy
Other Product terms and conditions
Loan repayment pause terms & conditions
Quick debit terms & conditions
Switching mortgages terms & conditions
Product fees and rates
Fees, charges & transaction limits
Personal loans accounts table
Residential loans accounts table
Codes of Practice
Bank Australia subscribes to the following Codes of Practice:
Customer Owned Banking Association (COBA)
Australian Banking Association (ABA)
Privacy and Credit Reporting Policy
Bank Australia is committed to complying with the provisions relating to privacy and to the collection, use, disclosure, and storage of your information.
Privacy and Credit Reporting Policy
Capital disclosure
In 2015, Bank Australia adopted its new trading name so the earlier reports use our previous name (bankmecu).
Capital disclosure Mar 2022 Capital disclosure Jun 2022
Capital disclosure Sep 2021 Capital disclosure Dec 2021
Capital disclosure Mar 2021 Capital disclosure Jun 2021
Capital disclosure Dec 2020 Capital disclosure Sep 2020
Capital disclosure Mar 2020 Capital disclosure Jun 2020
Capital disclosure Sep 2019 Capital disclosure Dec 2019
Capital disclosure Mar 2019 Capital disclosure Jun 2019
Capital disclosure Sep 2018 Capital disclosure Dec 2018
Capital disclosure Mar 2018 Capital disclosure Jun 2018
Capital disclosure Sep 2017 Capital disclosure Dec 2017
Capital disclosure Mar 2017 Capital disclosure Jun 2017
Capital disclosure Sep 2016 Capital disclosure Dec 2016
Capital disclosure Mar 2016 Capital disclosure Jun 2016
Capital disclosure Sep 2015 Capital disclosure Dec 2015
Capital disclosure Mar 2015 Capital disclosure Jun 2015
Remuneration disclosure
RMBS securitisation disclosure
Payment services availability
Payment services availability Jun 2022
Payment services availability Mar 2022
Payment services availability Dec 2021
Payment services availability Sep 2021
Workplace profile
In accordance with the requirements of the Workplace Gender Equality Act 2012 (Act), Bank Australia lodged its annual public report with the Workplace Gender Equality Agency (Agency). View the workplace profile.
Modern Slavery Statement
Our 2021 Modern Slavery Statement has been prepared to meet our reporting requirements under the Australian Modern Slavery Act 2018 (Cth). This Statement demonstrates our zero-tolerance approach towards modern slavery as well as representing our values, our brand and our ethos as an economically, environmentally and socially responsible bank. View our 2021 Modern Slavery Statement.
You can also view our 2020 Modern Slavery Statement here.
Target market determinations
A Target Market Determination (TMD) is a document which describes who a product is intended to be appropriate for based on a consumer’s needs, financial situation and objectives (target market).
See our Target Market Determinations
