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Lifestyle Personal Loan

How to borrow to better your situation with the planet-conscious bank.

Our rates

Finder Green Awards 2023
Green Bank of the Year
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Variable interest rate
Effective 4 July 2024
Comparison rate
Comparison rate based on a unsecured loan of $10,000 for 3 years. Fees and charges may apply.
See rates and charges
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Why us?

Who it's for

  • People aged 18+
  • People living in Australia as a permanent resident or with a relevant work visa

Is this product right for you? Find out more

What it's for

You can apply for a personal loan or $1,000 or more to help you reach a goal faster or solve an immediate problem – for example, home maintenance, renovations, medical expenses, education, debt consolidation, even a new electric bike.

Maximum loan terms

You can apply to take out a personal loan for a maximum of 10 years.

Calculate your repayments

See what your repayments could be with a Lifestyle Personal Loan.

Start your application now

Apply for a personal loan. All you need is your driver's licence or passport, and your Medicare card, to get started.

Apply now

Fees and charges

Here’s what to expect with our Lifestyle Personal Loan:

  • Establishment fee $150
  • Early repayment fee $0
  • Late payment fee $0

It pays to know. Read the Product Disclosure Document and this fact sheet to help you decide if this loan’s right for you. See all rates and fees.

Money, People & Planet

See more at the Bank Australia blog
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The fine print

* The Comparison Rate is based on a unsecured loan of $10,000 for 3 years. Fees and charges may be applicable.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  1. Variable interest rates apply to personal loans and are subject to change at any time, at the discretion of Bank Australia Limited.
  2. Full terms, conditions, fees and charges are available upon request.
  3. Redraw is available on the Lifestyle Personal Loan.
  4. Loan Terms. Maximum term of 10 years and minimum amount of $1,000 apply to Lifestyle Personal Loans.
  5. Full terms, conditions, fees and charges are available on request.