*In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents and Key Fact Sheet before making a decision to apply for products with Bank Australia.
Visa Credit card
Pay for your purchases and bills securely with our straight forward Visa Credit card that doesn't have an annual fee, provides up to 55 interest free days and offers a competitive interest rate.
No annual fee credit card
Finder Green Awards 2023
Green Bank of the Year
Green Bank of the Year
See more reviews
Variable interest rate
Effective 24 April 2025
Why us?
Be the changeWhat if a portion of your interest payments helped other people and the planet? When you bank with us, it does.
Card controlsManage your card's security and your spending by turning card features on or off, like payWave, in the app or internet banking.
24/7 monitoringWe work to keep your money safe with 24/7 fraud monitoring. If we spot something suspicious, we’re onto it fast.
Who it's for
- People aged 18+
- People living in Australia, either permanently or temporarily
- People with a regular source of income
Is this product right for you? Find out more
What you get
“Great Experience I have been using Bank Australia for many years, and never regretted mу choice: I appreciate their values, overall focus on the customers and find their services convenient and easy to use.”
Review by Alexey.
No annual fee and competitive variable rate
Pay no annual fee and benefit from our competitive interest rate which applies to both purchases and cash advances.
Get instant card notifications
Set up notifications in the app or internet banking so you know when your card is being used. You can also set reminders for your card payments.
Shop securely online
Add your Visa Credit card to Visa Click to Pay for an easy, secure checkout experience.
Up to 55 days interest free
Pay for things using your card and enjoy up to 55 days to pay the amount back without interest.
Lock your card
In the app or internet banking, place a temporary lock on your card the moment you think it might be lost or stolen, or you don't want it to be used.
Instant transfers
Pay off your credit card in a flash with instant transfers between your Bank Australia savings account and this one.
Fees and charges
Here’s what to expect with our Visa Credit card:
- Annual fee: $0
- Cash advance: $3.50
- International transaction fee: 3% of the transaction value
It pays to know. Read the Product Disclosure Document and Key Fact Sheet to help you decide if this credit card is right for you. See Lending and Credit Card fees, charges and transaction limits.