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2023-12-22 2:05 pm

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Commercial Access

Bank Australia’s business transaction account for companies, SMEs, sole traders and more.

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Why us? Who it's for What you get Our rates Fees and charges Get started

Why us?

Be the change

What if the money in your bank account helped other people and the planet? When you bank with us, it does.

Values aligned

Rest assured that your money is not supporting industries that do harm, like fossil fuels or animal exports.

Anytime access

Manage your money 24/7 with internet banking and app, with your funds available whenever you need them.

Who it's for

Sole traders
Partnerships
Pty Ltd and public companies
Associations

What you get

"It was so simple to set up my business accounts with Bank Australia. Great customer service and product knowledge"

Erin, Bank Australia business customer

See more on Productreview.com.au

Instant access

Your funds are available ‘at call’, which means you can withdraw money from your account as soon as it has been deposited.

Visa Debit card

Your Visa Debit card is accepted worldwide and comes with 24/7 fraud monitoring.

Instant, easy payments

Move money and pay people instantly with Osko. And use PayID to pay and be paid the simple way.

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‍Fee-free ATMs

Withdraw cash fee-free at Bank Australia ATMs and those of all the major banks – all around Australia.

Low-cost international transfers

Move money across borders quickly, easily and securely. It’s all done through the app and internet banking.

Best-in-class security

Know your money is safe with 24/7 fraud monitoring, card controls, security alerts and more.

Above: Tom and Sacha, Sunbutter, Bank Australia business customers

Customer story

Tom, Bank Australia business customer

“[Bank Australia] complements our ethics and ethos really nicely. We put the environment at the forefront of everything we do at Sunbutter, so it made sense to switch our banking to Bank Australia"

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Read Sunbutter's story

Current interest rates

Effective 1 October 2024

Balance

Interest (p.a.)

Any balance

0.00%

Savings and term deposit rates

Fees, charges and discounts

We’ll waive the $8 monthly account fees if you:

Are a school or not-for-profit entity and own the account
Have a Bank Australia Premium Home Loan Package or Clean Energy Home Loan in the same name

Monthly account fee

$8 (unless waived as listed above)

Exceeding available funds fee

$10 plus Debit interest charge rate

Debit interest charge rate

12.39%

Domestic (“press credit”) cash withdrawal fee

$3.50

Visa foreign cash withdrawal fee

$3.50 plus the International transaction fee

International transaction fee

3% of the transaction value

Staff assisted withdrawal fee

It pays to know. Please read the Product Disclosure Document and see all fees and charges before deciding if this account is right for you. See all rates and fees.

Money, People & Planet

Using carbon markets to support First Nations self-determination in Kepa Kurl (Esperance), WA

Volunteering to support a food forest with Sustain

How Ashley and Julia built their off-grid, energy-efficient solar passive house

See more at the Bank Australia blog

General advice and product disclosures

General advice

Information provided is of a general nature only. In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents below before making a decision to apply for products with Bank Australia.

Terms, conditions, fees and charges may be applicable as outlined below.
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Product disclosure documents

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