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Commercial Saver

Variable interest rate

1.45
%
p.a.
On balances over $10,000
‍Terms and conditions apply

A simple way to park spare cash and prepare yourself for the ebbs and flows of business.

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Why us? Who it's forWhat you getOur ratesFees and chargesApply

Earn up to

Finder Green Awards 2023
Green Bank of the Year
See all reviews
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1.45
%
p.a.
Variable interest rate
On balances over $10,000
No interest on balances under $10,000
Conditions apply
Effective 25 September 2023
See rates and fees
Right arrow

Why us?

No monthly fees

Make it all count when saving for the next stage of business growth or investment.

Be the change

What if the money in your bank account helped other people and the planet? When you bank with us, it does. 

If you need it

Know that your money’s only a click away, with instant transfers available whenever you need.

Who it's for

  • Sole traders
  • Partnerships
  • Pty Ltd and public companies
  • Associations

All rates and charges

What you get

StarStarStarStarStar
"It was so simple to set up my business accounts with Bank Australia. Great customer service and product knowledge"
Erin, Bank Australia business customer
See more on Productreview.com.au
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Online access

Use internet banking and app to check your savings and move money instantly to and from your Commercial Access and Community Access account.

Instant availability

Your funds are available ‘at call’, which means you can withdraw money from your account as soon as it has been deposited.

No monthly fees

With no account fees, deposit fees or online transfer fees, it’s just straightforward savings.

Best-in-class security

Know your money is safe with card controls, security alerts and more.

Above: Dan, Earthworker, Bank Australia business customer

Customer story

Dan, Bank Australia business customer

“We have a wide range of members from across the country who support this growing network of cooperatives … It’s why we’re a Bank Australia customer. These kinds of democratic enterprises – like credit unions and customer-owned banks – are essential for us to build a more just and sustainable economy.”

Read Earthworker's story

Current interest rates

Effective 25 September 2023
Balance
Interest (p.a.)
$1-$9,999
0.00
%
$10,000 and over
1.45
%

Fees and charges

Here's what to expect with our Commercial Saver:
What it's for
Amount
Monthly fee
$0
Staff-assisted transaction
$2.50

It pays to know. Please read the Product Disclosure Document and see all fees and charges before deciding if this account is right for you. See all rates and fees.

Responsible banking policy

We believe that the clean money movement is *the* way forward for a sustainable and values-led banking sector. The movement is underpinned by the Bank Australia responsible banking policy – which was formed, and continues to evolve, through research and development with Bank Australia customers. 


Read more

Related topics

Opening a Bank Australia account
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Community customer grants
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Impact stories
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Money, People & Planet

3 good news stories from Bank Australia’s conservation reserve
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Sustainable Christmas gifts for 2023
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5 burning questions you might have about term deposits
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See more at the Bank Australia blog
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The fine print

General advice warning: In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents before making a decision to apply for products with Bank Australia.

Bank Australia is committed to delivering memorable and superior service to all customers. We welcome your feedback, compliments and/or complaints about our performance.

® Registered to BPAY Pty Ltd ABN 69 079 137 518
® Terms, conditions, fees and charges may be applicable. Bank@Post and its device mark are registered trademarks of the Australian Postal Corporation. All rights reserved.

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