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Commercial Saver

Earn up to

On balances over $10,000
Terms and conditions apply

A simple way to park spare cash and prepare yourself for the ebbs and flows of business.

Earn up to

Finder Green Awards 2023
Green Bank of the Year
See all reviews
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Earn up to
On balances over $10,000

No interest on balances under $10,000
Conditions apply
Effective 1 June 2024
See rates and fees
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Who it's for

  • Sole traders
  • Partnerships
  • Pty Ltd and public companies
  • Associations

What you get

"It was so simple to set up my business accounts with Bank Australia. Great customer service and product knowledge"
Erin, Bank Australia business customer

Online access

Use internet banking and app to check your savings and move money instantly to and from your Commercial Access and Community Access account.

Instant availability

Your funds are available ‘at call’, which means you can withdraw money from your account as soon as it has been deposited.

No monthly fees

With no account fees, deposit fees or domestic online transfer fees, it’s just straightforward savings.

Best-in-class security

Know your money is safe with card controls, security alerts and more.

Above: Dan, Earthworker, Bank Australia business customer

Customer story

Dan, Bank Australia business customer

“We have a wide range of members from across the country who support this growing network of cooperatives … It’s why we’re a Bank Australia customer. These kinds of democratic enterprises – like credit unions and customer-owned banks – are essential for us to build a more just and sustainable economy.”

Read Earthworker's story

Current interest rates

Effective 1 June 2024
Interest (p.a.)
$10,000 and over

Interest rate is variable and is calculated daily on whole of balance and credited monthly.

Fees and charges

Here's what to expect with our Commercial Saver:

We’ll waive the staff-assisted withdrawal fees if you:

Exceeding available funds fee
$10 plus Debit interest charge rate
Debit interest charge rate
Staff assisted withdrawal fee
$2.50 (unless waived as listed above)

It pays to know. Please read the Product Disclosure Document and see all fees and charges before deciding if this account is right for you. See all rates and fees.

Responsible banking policy

We believe that the clean money movement is *the* way forward for a sustainable and values-led banking sector. The movement is underpinned by the Bank Australia responsible banking policy – which was formed, and continues to evolve, through research and development with Bank Australia customers. 

Read more

Money, People & Planet

See more at the Bank Australia blog
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General advice and product disclosures

General advice

Information provided is of a general nature only. In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents below before making a decision to apply for products with Bank Australia.

Terms, conditions, fees and charges may be applicable as outlined below.

Product disclosure documents