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2023-12-22 2:05 pm
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Effective from 5 December 2024, Bank Australia will change the name of the Premium Home Loan Package to Offset Home Loan. Read more about our home loans.

2023-06-23 12:09 pm

Using finance
for impact

What is impact finance?

Impact finance is how we contribute to a world where people and the planet thrive – through the people, businesses and projects that we lend to and invest in.

Where you put your money matters

Impact finance is how we put your money where it matters. It's rewarding customers for choosing to build or renovate an energy efficient home. It's finding new homes for people living with a disability. It’s backing developers that are building accessible and net zero homes. It’s supporting Aboriginal and Torres Strait Islander customers on their home ownership journeys.

Above: The Great Ocean Road, VIC

Why Impact Finance?

Through impact finance and together with our customers, we’re disrupting the notion that values and banking are mutually exclusive.

Impact finance brings responsible banking to life. Who we do business with, and why, matters.

Impact finance is led by experts in fields including affordable housing and clean energy transition.

We align impact finance with the United Nations sustainable development goals. These set a global blueprint to achieve a better and more sustainable future for all.

We use ‘negative’ screens in our assessment of loan applications to make informed decisions about who we lend money to.

As a certified B Corporation, we meet the highest standards of verified social and environmental performance, public transparency, and legal accountability.

Contact the impact lending team

If your organisation needs debt to scale its impact, get in touch with our impact lending team.

Send us your details

Customer stories

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Bank Australia is a member of IBA's banking panel

How Jodie bought her family home

Jodie is a proud Gunditjmara woman who refinanced her loan with us through IBA (Indigenous Business Australia). We're proud to be supporting IBA customers on their home ownership journeys.

Learn about IBA

Impact by numbers

We have $1.8B of assets that are helping people and the planet thrive.