We are updating our Terms and Conditions for Mortgage Offset Accounts, effective 4 January 2022. Find out more

Close button
2021-11-30 2:45 pm
Close button

Car loans for the planet conscious

Changes to personal lending applications from Monday 16 August

Personal lending applications for Bank Australia customers.

Bank Australia customers can now apply for personal loans and credit through their internet banking. To apply, log in to internet banking, click the ‘apply’ tab and choose the product you’re looking for. We'll be in touch to organise your application.

Due to high demand, we’re unable to take your application by phone right now. If you need help, call our lending team on 132 888 and follow the prompts.

Not a Bank Australia customer? We’ll be able to help you soon.

Due to high volume of home loans, personal loan and credit card applications, we’re not accepting new applications from people who aren’t already a customer of ours.

We’re in the process of scaling up to meet this demand so we can resume online applications as soon as possible. We’ll keep you up to date on when applications will resume.

We do car loans the planet-friendlier way at Bank Australia by offsetting your estimated emissions for the life of the loan. And you can pay it off early at no cost to you.

Carbon offsets on every car loan

For every car loan at Bank Australia, we offset the car’s estimated carbon emissions for the life of the loan. Even if you go fully electric, we cover the electricity you draw from the grid. Emissions are calculated using the National Carbon Offset Standard. 

In terms of how we offset, we currently do this by forward-purchasing certified emissions reductions from a project in Victoria focused on conservation and protection of endangered species including the Brush-tailed Phascogale.

Above: The Great Ocean Road, VIC

"Easy to use app - has everything I need to do my banking. Love PayID, account alerts, estatements, card controls and the spending analysis."

App Store review by jfensta

See all reviews


In support of people and the planet

Customer owned, you have voting rights

Purpose-driven banking

Renewable electricity
powers all offices and branches

Our workforce is based in Australia

Responsible lending

Yes, we did start out as the CSIRO Co-operative Credit Society in 1957

Related topics