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What you need to know about getting your own home

1. Before you buy2. Choosing a bank3. Getting a loan4. Managing your loanSpeak to a specialist

1. Planning to buy

Here’s where you’ll find the big considerations. Like how to target your search to properties within budget.
Budget planner calculator
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Is it better to rent or buy?
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What is the homebuying process?
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When is the best time to buy property?
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Who can help you when buying property?
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6 tips to negotiating a property price
Article
Tips for navigating a hot property market
Article

Smart ways to build good credit

Credit history is a significant consideration in any home loan application. See what you can do to ensure yours is healthy.

Read more

3. Getting a home loan

See what’s involved in applying for a home loan and learn about timeframes and who does what.
What you need to know about saving for a deposit
Article
Shaping up your finances before you apply
Article
Homebuyer grants that can help you buy a home
Article
Costs involved in buying a home
Article
Stamp duty calculator
Calculator
How to apply for a home loan
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Revisit our home loan products


Home loans for different needs including our low rate Basic Home Loan, the Offset Home Loan, and our reduced rate Clean Energy Home Loan.

See all rates and fees.

Home loan calculators

How much can I borrow?
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Get a clearer understanding of your borrowing power.

Calculate your repayments
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See repayments and understand affordability.

Refinance calculator
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See your potential savings from moving your home loan to Bank Australia.

Customer story

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“Go for it”: How Murray and Bec switched to electric at their family home

With three young boys and a single bathroom, Murray and Bec desperately needed more space. A COVID renovation was the perfect excuse to make their house more sustainable. Enter Bank Australia’s Clean Energy Home Loan.

Learn more
Above: Murray and Bec outside their electrified home

Take action

Apply for pre-approval
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Start your property search with more confidence.

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Speak to a specialist
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No matter the stage you're at, we're here to help.