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What you need to know about getting your own home

1. Before you buy2. Choosing a bank3. Getting a loan4. Managing your loanSpeak to a specialist

1. Planning to buy

Here’s where you’ll find the big considerations. Like how to target your search to properties within budget.
Budget planner calculator
Calculator
Is it better to rent or buy?
Article
What is the homebuying process?
Article
When is the best time to buy property?
Article
Who can help you when buying property?
Article
6 tips to negotiating a property price
Article
Tips for navigating a hot property market
Article

Smart ways to build good credit

Credit history is a significant consideration in any home loan application. See what you can do to ensure yours is healthy.

Read more

3. Getting a home loan

See what’s involved in applying for a home loan and learn about timeframes and who does what.
What you need to know about saving for a deposit
Article
Shaping up your finances before you apply
Article
First Home Guarantee
Article
Costs involved in buying a home
Article
Stamp duty calculator
Calculator
How to apply for a home loan
Article
Above: Bank Australia customers, Michelle and Nathan.

Customer story

Michelle built a sustainable home

"we’ve reduced our environmental impact and have fewer bills, which means we can spend that money on the everyday costs of raising a family, and invest our time in our growing community.”

Learn more

Take action

Borrowing calculator
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Get a clearer understanding of your borrowing power.

Apply for pre-approval
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Start your property search with more confidence.

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Speak to a specialist
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No matter the stage you're at, we're here to help.