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The no monthly account fees basic bank account for health care and concession card holders.
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What if the money in your bank account helped other people and the planet? When you bank with us, it does.
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Link your savings account to your round up and save through automated transfers.
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Manage your money 24/7 with our app and internet banking, plus fee-free ATMs.
When you open an account and order a card, you can use digital wallet straight away for purchases on your mobile device.
Move money and pay people instantly with Osko. And use PayID to pay and be paid the simple way.
Open an account with another person. Joint accounts are available with any of our transaction or savings accounts.
Our Visa Debit card is accepted worldwide and comes with 24/7 fraud monitoring.
Withdraw cash fee-free at Bank Australia ATMs and those of all the major banks – all around Australia.
Grow your savings with small change. Eligible purchases on your Visa Debit card are rounded up to the nearest dollar.
Know your money is safe with card controls, security alerts and more.
Balance | Interest (p.a.) |
|---|---|
Any balance | 0.00% |
People aged 13+
People who have a Commonwealth Seniors Health card, a Pensioner Concession card or a Health Care card
People living in Australia as a permanent resident or with a relevant work visa
Only one Basic Access account is allowed per customer, solely or jointly owned
Customers who hold a Health Care Card and do not receive Government benefits, must credit their low income earnings into this account.
Upon expiry of an eligible card, customers must provide updated card details. If updated details are not provided within two months of card expiration the account will be converted to an Everyday Access account. Applicable fees and charges will apply. Cards may be presented in person or a copy sent via secure email or traditional mail.
Monthly account fee | $0 |
|---|
Dishonour fee | $0 |
|---|
Exceeding available funds fee | $0 plus Debit interest charge rate |
|---|
Debit interest charge rate | 12.39% |
|---|
Visa foreign cash withdrawal fee | $0 plus the International transaction fee |
|---|
International transaction fee | 3% of the transaction value |
|---|
Staff assisted withdrawal fee | $0 |
|---|
Information provided is of a general nature only. In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents below and Target Market Determination before making a decision to apply for products with Bank Australia.
Terms, conditions, fees and charges may be applicable as outlined below.
Contact us on 132 888 or enquire below to open a Basic Access account.
Learn about the different ways you can make and receive payments, transfer money, and access your cash in a Bank Australia everyday bank account.
