OFFSET HOME LOAN SPECIAL OFFER TERMS AND CONDITIONS

¹ This offer applies only to new home loans that are refinanced from another lender to Bank Australia Limited and does not apply to the transfer or refinance of any existing Bank Australia or Qudos Bank loans.

²We reserve the right to change the rate at any time. Advertised variable rates are current at the time of publication but can be changed at anytime. Applies to applications received within the period 31 July 2026 up until offer ends 11 September 2026.

GENERAL ADVICE

• Any information and advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and seek any third party advice you need.
• Before deciding to apply, we provide and recommend you read our Financial Services Guide.
• All applications are subject to a credit assessment and approval. All applicable terms and conditions will be included in our loan offer.
• Additional fees and charges may be payable – all relevant details will be included in our loan offer.
• Information and interest rates are current as at the date of publication and are subject to change at any time, at the discretion of Bank Australia Limited.
• This document does not constitute a contract for finance.
• * Comparison Rate: The Comparison Rate is based on a loan of $150,000 for 25 years. Fees and charges may be applicable.
  IMPORTANT: The Comparison Rate applies only to the example given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees, early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
• Terms and conditions, fees and charges apply. Loans subject to normal lending criteria and approval.