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We are updating our Terms and Conditions for Mortgage Offset Accounts, effective 4 January 2022. Find out more

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Credit cards with Australia's clean money bank

Changes to personal lending applications from Monday 16 August

Personal lending applications for Bank Australia customers.

Bank Australia customers can now apply for personal loans and credit through their internet banking. To apply, log in to internet banking, click the ‘apply’ tab and choose the product you’re looking for. We'll be in touch to organise your application.

Due to high demand, we’re unable to take your application by phone right now. If you need help, call our lending team on 132 888 and follow the prompts.

Not a Bank Australia customer? We’ll be able to help you soon.

Due to high volume of home loans, personal loan and credit card applications, we’re not accepting new applications from people who aren’t already a customer of ours.

We’re in the process of scaling up to meet this demand so we can resume online applications as soon as possible. We’ll keep you up to date on when applications will resume.

Our credit card range includes the low rate option right the way through to rewards and complimentary travel insurance. No late payment fees apply.

Compare our credit cards and repayments

Our cards come with different interest rates and fees. Use this calculator to compare them side by side.


Want clean money?

Get started in less than 5 minutes – all you need is your driver’s licence or passport, and your Medicare card. 

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Responsible lending

When you have a credit card with Bank Australia, you’ll never receive an unsolicited offer of a credit limit increase. It’s part of our responsible banking policy.

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Yes, we did start out as the CSIRO Co-operative Credit Society in 1957

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