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2021-11-30 2:45 pm
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Everyday Access

The full-featured, clean money transaction account for your pay or pocket money.

Everyday bank account


  • Digital wallet 
  • Easy-to-use app
  • Visa Debit card 
  • Clean money movement

Why us?

Who it's for

  • People aged 18+
  • Aged, disability or veterans government pension holders
  • Single and joint account holders
  • People living in Australia as a permanent resident or with a relevant work visa

Is this product right for you? Find out more

Who it's for

  • People aged 13+
  • Single and joint account holders
  • People living in Australia as a permanent resident or with a relevant work visa
  • Aged under 13? Read about in our in trust account

Is this product right for you? Find out more

What you get

"Branch staff went above and beyond. Wonderful to get such personalised service. Great follow up and in branch service.
Geoff from ACT

Digital wallet

When you open an account and order a card, you can use digital wallet straight away for purchases on your mobile device.

Instant, easy payments

Move money and pay people instantly with Osko. And use PayID to pay and be paid the simple way.

Low-cost international transfers

Move money across borders quickly, easily and securely. It’s all done through the app internet banking.

Joint accounts

Open an account with another person. Joint accounts are available with any of our transaction or savings accounts.

Visa Debit card

Our Visa Debit card is accepted worldwide and comes with 24/7 fraud monitoring.

10,000+ free ATMs

Withdraw cash fee-free at Bank Australia ATMs and those of all the major banks – all around Australia.

Round up

Grow your savings with small change. Eligible purchases on your Visa Debit card are rounded up to the nearest dollar.


Know your money is safe with card controls, security alerts and more.

No monthly account fees

We waive the $5 monthly account fee when any of these apply to you:

Join the clean money revolution

Get started in less than 5 minutes – you will need to meet set criteria and have TWO forms of ID: choose from your Australian driver’s licence, Australian passport or Medicare card.

Join now

Fees and charges

Here’s what to expect with our Everyday Access:

  • Monthly fee (waived as above) $5 or $0
  • Foreign currency conversion (% transaction value) 3%
  • Staff-assisted transaction $0

It pays to know. Please read the Product Disclosure Document and see all rates and fees before deciding if this account is right for you.

Money, People & Planet

See more at the Bank Australia blog

Important information

General advice warning:

In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents before making a decision to apply for products with Bank Australia.

*Eligibility criteria apply. You must deposit $2k to the Everyday Transaction Account each month or maintain $50k in total banking value to earn a monthly fee waiver the following month.

Bank Australia is committed to delivering memorable and superior service to all customers. We welcome your feedback, compliments and/or complaints about our performance.

® Registered to BPAY Pty Ltd ABN 69 079 137 518

Terms, conditions, fees and charges may be applicable. Bank@Post and its device mark are registered trademarks of the Australian Postal Corporation. All rights reserved.