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Effective from 5 December 2024, Bank Australia will change the name of the Premium Home Loan Package to Offset Home Loan. Read more about our home loans.
Low rate personal loan for property owners in need of cash for a range of reasons.
What if the money in your bank account helped other people and the planet? When you bank with us, it does.
Rest assured that your money is not supporting industries that do harm, like fossil fuels or animal exports.
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If you make extra repayments on your personal loan, you can access that money if you need it down the track.
Is this product right for you? Find out more
You can apply for a personal loan or $1,000 or more to help you reach a goal faster or solve an immediate problem – for example, home maintenance, renovations, medical expenses, education, debt consolidation, even a new electric bike.
You can apply to take out a personal loan for a maximum of 10 years.
Low interest rate
Fast access to funds at a low interest rate. Handy if you don’t have any redraw available on your home loan.
Access to redraw
You can make extra repayments on your personal loan and access that money if you need it down the track.
Pay it off early
You’re not locked in. Pay your loan off whenever and you pay no early repayment fee.
Choice of repayments
Choose repayment timings to suit your pay cycle – weekly, fortnightly or monthly.
See what your repayments could be with our personal Loan.
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Here’s what to expect with our Lifestyle Personal Loan – Property Owner:
It pays to know. Read the Product Disclosure Document and this fact sheet to help you decide if this loan is right for you. See all rates and fees.
* The Comparison Rate is based on a unsecured loan of $10,000 for 3 years. Fees and charges may be applicable.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
