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Branch closure - Sydney, New South Wales and Melbourne CBD, Victoria. Following the Government’s announcement of stay-at-home restrictions, we've decided to temporarily close our Sydney CBD branch and Melbourne CBD branch. We’ve made this decision to limit the potential risks to our customers and staff and to support the efforts to limit the spread of COVID-19 in the areas under stay-at-home restrictions. While the branches are closed, we’ll be able to help you over the phone on 132 888 Monday to Friday 8am-8pm and Saturday 9am – 2pm AEST. View details


Banking Codes of Practice

Our vision for responsible,
customer-focused banking.

We're committed to best practice standards that serve
and protect our customers.  

Banking Code of Practice

Bank Australia is a member of the Australian Banking Association, which represents the Australian banking industry. As a member of the ABA, we subscribe to the Banking Code of Practice, effective from 1 March 2021. 

The ABA Code sets out a range of ethical and customer focused standards and behaviours that protect and serve individual and small businesses customers, and their guarantors as defined by the code.. These are underpinned by four core principles:  

  • Trust and confidence
  • Integrity
  • Service
  • Transparency and accountability

Further information about the Banking Code of Practice is available at the Australian Banking Association website.

The Banking Code Compliance Committee monitors compliance with the Banking Code of Practice.

Contacting the Banking Code Compliance Committee:

Email: [email protected]

Telephone: 1800 931 678 This is a telephone service provided by AFCA – please ask to speak to the Code Compliance and Monitoring team.

Postal address: PO Box 14240 Melbourne VIC 8001


The power of cooperatives

Bank Australia is a member of the Customer Owned Banking Association (COBA) and the Business Council of Cooperatives and Mutuals.

Australia's customer owned banks, credit unions and mutual building societies provide banking and other financial services to 4.5 million Australians and are highly regulated, safe and secure financial institutions with total assets of more than $77.5 billion.

We support the Customer Owned Banking Code of Practice, a set of ethical standards for customer owned banks, credit unions and mutual building societies which focus on customer benefits, community involvement, fairer fees and quality service.

Bank Australia proudly supports the 10 Key Promises in the COBA Code of Practice: 

  1. We will be fair and ethical in our dealings with you.
  2. We will focus on our customers.
  3. We will give you clear information about our products and services.
  4. We will be responsible lenders.
  5. We will deliver high customer service and standards.
  6. We will deal fairly with any complaints.
  7. We will recognise customers' rights as owners.
  8. We will comply with our legal and industry obligations.
  9. We will recognise our impact on the wider community.
  10. We will support and promote the Customer Owned Banking Code of Practice.