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Interest Rate Increase - Thursday 5 February: Following the RBA’s decision to change the official cash rate, interest rates for owner occupier, investor and commercial variable loans will increase by 0.25%, effective 19 February 2026. From 19 February 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

2026-02-03 3:38 pm

WhatsApp and HotDoc Scam alert — Wednesday 11 February: WhatsApp screen‑sharing and HotDoc phishing scams are targeting customers. Be cautious of unexpected messages or requests to share your screen. Learn more

2022-11-07 12:47 pm

Bank Australia variable loan rate decrease

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August 12, 2025

Bank Australia will decrease variable home loan and commercial rates in response to the RBA’s recent decision to cut the official cash rate.

Interest rates will decrease by 0.25% for variable owner-occupier and investor loans effective 21 August 2025. Commercial variable rate loans will also decrease by 0.25%.

Home loan customers will be advised of the changes to their rate and repayments shortly. For any help and further queries, customers can contact us on 132 888 or visit their nearest branch.

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Bank Australia variable loan rate decrease

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