Alert: Contact Centre wait times - Thursday 4 December 2025. Our contact centre is currently experiencing longer than usual wait times due to high call volumes. We're sorry for any inconvenience and appreciate your patience as we work to assist everyone as quickly as possible. Learn more.
Alert: planned maintenance on digital banking services - Sunday 7 December 2025, 2:30am-8:30am AEDT. We will be undertaking important maintenance to our digital banking services Learn more
Welcome Australian Unity customers. For Australian Unity customers joining Bank Australia, your products and account details have been transferred. Here's what you can do today to set up app and internet banking. Learn more.
Home loan repayments calculator
Calculate how much you'll repay and for how long. Simply use the calculator below, and enter some details about your loan amount and term to generate a mortgage repayments estimate.
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One important note: the mortgage offset feature is not available for the Basic Home Loan.
Home loans shouldn’t cost the Earth
Whether you're buying your first home, refinancing, or investing, Bank Australia offers ethical, flexible home loan options designed to support both your property goals and the planet.
With competitive rates, zero establishment fees, and features like eco and parental repayment pauses, you can borrow with confidence—and conscience.
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Home loan calculators
Home loan borrowing power calculator
Estimate how much you may be able to borrow with our home loan borrowing power calculator.
Home loan refinancing calculator
Use our refinance calculator to determine potential savings by moving your home loan.
Stamp duty calculator
Calculate how much stamp duty you will pay with our stamp duty calculator. Estimate your stamp duty based on your property's location, type and value.
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Things you need to know
GENERAL ADVICE
- Any information and advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and seek any third party advice you need.
- Before deciding to apply, we provide and recommend you read our Financial Services Guide.
- All applications are subject to a credit assessment and approval. All applicable terms and conditions will be included in our loan offer.
- Additional fees and charges may be payable – all relevant details will be included in our loan offer.
- Information and interest rates are current as at the date of publication and are subject to change at any time, at the discretion of Bank Australia Limited.
- This document does not constitute a contract for finance.
Comparison Rate. The Comparison Rate is based on a loan of $150,000 for 25 years. Fees and charges may be applicable.
IMPORTANT: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Terms and conditions, fees and charges apply. Loans subject to normal lending criteria and approval.