Alert

Planned outage - Sunday 23 January 12:00 am to 07:00 am AEDT: This outage will only affect new customers wanting to sign up. Call us on 132 888 for any questions, we're here 'til 8pm AEDT on Friday or between 9am and 2pm AEDT on Saturday.

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2022-01-21 12:29 pm
Alert

Important update to our branch network & contact centre: Due to the spread of COVID-19 in the community many of our staff have been impacted. This is causing disruption to our branch network and long wait times when calling 132 888. Find out more.

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2022-01-10 11:44 am
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Home loans shouldn’t cost the Earth

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Why us?

Clean money

Home loan interest payments support sustainable housing, renewable energy and more.

Eco pause

Pause repayments to help with new green household additions like solar and water tanks.

Parental pause

Catch your breath in the early days of parenthood by pausing or halving repayments.

Compare rates and home loans


Home loans for different needs including our low-fee Basic Home Loan, the Premium Home Loan Package, and our discount rate Clean Energy Home Loan.

Featured

Clean Energy Home Loan

Building or renovating? By adding solar panels, window glazing, insulation and more, you could qualify for a 5-year variable rate discount on your home loan. Likewise if you build a 7+ star rated home.

  • 100% offset
  • No monthly fee
  • Pay it off early at no cost
  • To buy, build or upgrade
Read more
Simple, white and wooden kitchen and dining room of customers home.
Above: 7+-star rated home in Cape Paterson

Home loan calculators

How much can I borrow?

Get an estimated answer before you start searching.

Home loan repayments

See repayments and understand affordability.

Stamp duty calculator

Use this to help you figure out associated buying costs.

Making plans to move or build?

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Bridging loan
Our Bridging Home Loan is available for up to 12 months. It could help you navigate the tricky time between buying or building a new home, and waiting for your old home to sell.
Construction loan
The construction feature available across our entire home loan range allows you to draw down on the loan as the build progresses. Each loan benefits our Conservation Reserve, too.

Banking done differently

Sure, Bank Australia has a user-friendly app, internet banking, and all the other things you’d expect of a customer-focused bank. But we’ve got so much more, too.

We’re 100% customer-owned, which means you have voting rights. We don’t pay our execs bonuses, which means more funds are used to support people and the planet. And we’ll never use your money (or anyone’s, for that matter) to fund harmful industries like fossil fuels, live animal exports or nuclear weapons.

Above: Simon, Bank Australia customer