Regional First Home Buyer Guarantee
The Regional First Home Buyer Guarantee (RFHBG) is part of the Home Guarantee Scheme, an Australian government initiative supporting eligible home buyers to purchase a home sooner.
Changes to the Regional First Home Buyer Guarantee
Effective 1 October 2025, the Regional First Home Buyer Guarantee Scheme is now known as the Australian Government 5% Deposit Scheme.
The Australian Government 5% Deposit Scheme is for aspiring home buyers – first home buyers with a minimum 5% deposit, or single parents or legal guardians with a minimum 2% deposit.
There are unlimited places available under the Australian Government 5% Deposit Scheme from 1 October 2025. These places support eligible home buyers to purchase a new or existing home.
Find out more about the Australian Government 5% Deposit Scheme.
Calculators
Own your own home with the Australian Government 5% Deposit Scheme
The Australian Government 5% Deposit Scheme provides eligible homebuyers to purchase a home with a deposit of as little as 2 per cent.
