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Customer alert update: Due to a technical issue monthly interest payments have not been paid to Bonus Saver and mySaver accounts. The problem has been identified and the bonus interest payments issue will be resolved overnight (1 June 2020). We will pay bonus interest at the previous interest rates (1.34%p.a. for Bonus Saver or 1.54% for mySaver + 0.01%p.a. base rate) effective to 31 May 2020 to all eligible account holders. The new interest rates announced on 28 May 2020 will now apply from 1 June 2020. The interest payment for May will now appear on your June statement, and in Internet Banking and the App. Again, we are very sorry for the delay in paying your interest and any inconvenience caused. View details

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You're planning to renovate your home.

The extent of your renovation is likely to depend on the amount you can afford. Whether borrowing or using savings, sort out your budget right up front and confirm how your renovation will be financed.

Calculate how much you can borrow, including all expenses of a home loan, such as:

  • interest rates
  • insurance
  • pre-purchase inspections
  • legal, application, valuation and settlement fees.

You will also need to answer questions like:

  • Will you have to pay mortgage insurance?
  • Have you accounted for all transaction costs (legal, inspections, government charges, financial costs, moving costs)?

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