Skip to main content

Public holiday closure: Our ACT, NSW & VIC branches and Contact Centre will be closed Monday 8 June for the public holiday. Our West End branch in QLD will remain open from 10am - 3pm. View details

×

Responsible Banking

We are a profitable bank, but that's not why we exist. Bank Australia exists to create mutual prosperity in the form of positive economic, social, environmental and cultural impact. We’re here to benefit our customers, their communities and the planet.

We believe that a truly responsible bank can make society better, and that where people and organisations put their money has a big impact on the world. That’s why we’re the bank with clean money.

We say our money is clean because it is never loaned to industries that do harm, and all of our loans are subject to our Responsible Banking Policy.

Our responsible banking policy reflects how we embed our values into everything we do - from the loans we provide to the types of organisations we do business with.

We're also the first bank in Australia to have its deposit and home lending products certified 'responsible' by the Responsible Investment Association of Australasia, and through our Impact Fund, we direct 4% of our after-tax profits to projects that help people and the planet.

What we don't invest in 

At Bank Australia we say our money is clean because it is never loaned to those industries that do harm.

We don't lend to these industries: 

 > Fossil Fuels
 > Live animal export
 > Gambling
 > Arms industry
 > Tobacco

What we do invest in 

We also use money to help create positive impact for people, their communities and the planet.

We do this by lending money to:

> Individual customers 
 > Housing for people with disability
 > Better housing developments
 > Renewable energy projects
 > Not-for-profit organisations

Our liquidity requirements

Bank Australia maintains a portfolio of liquid assets to ensure we have access to a sufficient amount of cash to comfortably meet the needs of our customers and requirements of our regulator APRA. We have a range of investments, ensuring a diversified exposure, and this generally includes bonds from other banks. We prioritise green/sustainable bonds where they are available and will increase our investment in these bonds as more become available.  

Connect with us