Our range of car loans
Car loans – for new and used cars, plus discounts for low emissions vehicles
Commercial car loan – for business customers
Rates and fees
See and compare Bank Australia personal and car loan rates and fees.
You can make extra repayments on our personal and car loans whenever you like.
You can pay your loan off whenever and you pay no early repayment fee.
Can’t make repayments?
If you’re having trouble making repayments, we can help you figure out what to do.
Where are the loan terms and conditions?
- Personal customers – Bank Australia personal and car loan terms and conditions
- Business customers – Bank Australia car loan for business terms and conditions
Common questions about our loans
All car loans
How do we offset the carbon emissions from your car?
We calculate your car's emissions based on average vehicle emissions figures and average mileage figures for Australian cars. For each car loan, we use the average vehicle emissions factor multiplied by the share of each year that the car loan is active with us.
We purchase carbon offsets that are eligible under the National Carbon Offset Standard (NCOS) – and currently forward-purchase certified emissions reductions from a project in Victoria focused on conservation and protection of endangered species including the Brush-tailed Phascogale.
Can I borrow to buy a vintage car?
We offer used car loans for vehicles up to 7 years old.
Can I borrow to buy a motorbike?
Yes, both our car loans are for motorbikes as well as cars.
LEV Car Loan
What cars classify for LEV Car Loan?
- Pure electric
- Plug-in hybrid electric
- Regenerative hybrid
- The internal combustion engine produces less than 125 g/km Tailpipe C02 according to the Green Vehicle Guide