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When you take out a new product with Bank Australia, you will receive a disclosure document with all the fine print. We encourage you to familiarise yourself with the terms and conditions and your rights and obligations that come along with using our products and services.
If you have any questions or something is unclear please give us a call on 132 888.
Conditions should be read in conjunction with the all the savings and loans schedules provided below, in addition to the Financial Services Guide and Privacy Policy.
Note: To download these documents in Acrobat Reader format, click on the links below. If you do not have the free Acrobat Reader program required to open PDF files, click to the Acrobat website to download the Acrobat Reader program.
Home Loans
Loan repayment pause terms & conditions
Direct debit request service agreement
Switching mortgage loan terms & conditions
Lending and Credit Card fees, charges and transaction limits
Residential loans accounts table
Personal Loan & Car Loans
Lending and Credit Card fees, charges and transaction limits
Personal loans accounts table
Credit Cards
Switching credit cards terms & conditions
Account & access facility conditions of use
Lending and Credit Card fees, charges and transaction limits
Deposit accounts
Account & access facility conditions of use
Summary of accounts & availability of access facilities
Deposit fees, charges & transaction limits
Business deposit accounts
Account & access facility conditions of use
Summary of accounts & availability of access facilities
Deposit fees, charges & transaction limits
Privacy and Credit Reporting Policy
Bank Australia is committed to complying with the provisions relating to privacy and to the collection, use, disclosure, and storage of your information.
Privacy and Credit Reporting Policy
Target market determinations
A Target Market Determination (TMD) is a document which describes who a product is intended to be appropriate for based on a consumer’s needs, financial situation and objectives (target market).
See our Target Market Determinations
Payment services availability
Payment services availability Jun 2026
Payment services availability Mar 2026
Payment services availability Dec 2025
Payment services availability Sep 2025
Payment services availability Jun 2025
Payment services availability Mar 2025
Payment services availability Dec 2024
Payment services availability Sep 2024
Payment services availability Jun 2024
Payment services availability Mar 2024
Payment services availability Dec 2023
Payment services availability Sep 2023
Payment services availability Jun 2023
Payment services availability Mar 2023
Payment services availability Dec 2022
Payment services availability Sep 2022
Payment services availability Jun 2022
Payment services availability Mar 2022
Payment services availability Dec 2021
Payment services availability Sep 2021
Codes
Bank Australia subscribes to the following Codes of Practice:
Customer Owned Banking Association (COBA)
Australian Banking Association (ABA)
For more information about our subscription to these codes, please see Banking codes of practice.
Products no longer available for sale
We've updated our range of accounts. Information about products that are no longer available, including products that have been withdrawn or are no longer available to new customers, can be found on our Products no longer for sale page.
