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Interest rate announcement: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier, investor and commercial variable loans will increase by 0.25%, effective 15 October 2026. From 15 October 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

2026-09-14 1:31 pm

Bank Australia variable loan rate decrease

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May 20, 2025

Bank Australia will decrease variable home loan and commercial rates in response to the RBA’s recent decision to cut the official cash rate.

Interest rates will decrease by 0.25% for variable owner-occupier and investor loans effective 2 June 2025. Commercial variable rate loans will also decrease by 0.25%.

Home loan customers will be advised of the changes to their rate and repayments shortly. For any help and further queries, customers can contact us on 132 888 or visit their nearest branch.

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