Community housing and Specialist Disability Accommodation (SDA)

Through our impact lending team, we lend to community housing providers to help build affordable and social housing for people who need it, and to Specialist Disability Accommodation (SDA) providers that build homes suited to people with complex care needs.

What's your money supporting?

By banking with us, your money helps create positive impact.

Community housing

We lend to community and social housing projects that provide long term, affordable housing to people at risk of homelessness, or experiencing disadvantage.

Specialist Disability aAccommodation (SDA)

We also lend to SDA, which is accommodation that involves specialist designs, locations or features that make it easier to for people with complex needs to live independently.

We were the first bank in Australia to lend to organisations building Specialist Disability Accommodation (SDA). The National Disability Insurance Scheme (NDIS) has introduced SDA funding for people who have high support needs, so we also lend to individuals who want to purchase their own SDA, ensuring it’s an amount they can afford to repay.

A snapshot of housing we lend to:

Women’s Property Initiatives

Women's Property Initiatives creates new beginnings for women and children at risk of homelessness by providing permanent and affordable homes.

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Accessible Homes Australia (AHA)

AHA’s mission is simple: “To build great, accessible homes for people living in the community,” says founder and CEO Perry Cross AM.

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Coffee Club Investment Group (CCIG)

Coffee Club Investment Group shows how thoughtful design, accessibility and purpose can come together to create homes that change lives.

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Why impact lending for housing is important

Everyone deserves to live in a home that helps them live the life they want to lead, and banks have an important role to play to reduce inequities in the housing market.

We’ve listened to individual and community customers who’ve told us supporting essential housing is an important element of responsible banking.

By providing loans to established, values-aligned organisations that work to increase access to affordable, accessible and green homes, we’re taking action to create a world we and our customers want to see.

How else does our lending create positive impact?

Impact finance is how we contribute to a world where people and the planet thrive – through the people, businesses and projects that we lend to and invest in.

It's rewarding customers for choosing to build or renovate an energy efficient home. It's supporting First Nations businesses, and not-for-profits. It's funding new homes for people living with a disability. It’s backing developers that are building accessible and net zero homes.

Find out more about what we do and don't lend to

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