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PLANNED OUTAGE SUNDAY 17/01/2021: 0:00am to 8.00am AEDT. New customers who want to sign up will be unable to. We're sorry for the inconvenience. Call us on 132 888 for any questions, we're available 'til 8pm AEDT Friday and from 9:00am - 2:00pm AEDT Saturday. View details

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If particular purchases are really important, you should set them as savings goals. Having savings goals means you commit to regularly setting aside money (say, weekly or monthly) and not touching it until you've reached your goal. Usually it means starting with a budget covering all of your expenses plus some for savings, and then sticking to the budget so your savings grow.

Open a savings account and make regular deposits. A Bonus Saver rewards you for making deposits and not withdrawing them during the month.