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Be in control

Switch it on or off instantly within the Bank Australia App.

Have a Bank Australia Credit Card?

Link your Round UP to your eligible Credit Card and chip away at lowering your balance. 

How it works

Any eligible purchase with your Bank Australia Visa debit card is rounded up to the nearest dollar amount via a separate debit transaction. 

The extra amount is then transferred to your nominated Savings account. Same goes for your Bank Australia Credit Card, but instead of an increase in savings, you'll see a decrease on your credit card bill. 


A Round UP will work when

   You use your Visa debit card connected to your Bank Australia transaction account. This includes in-store transactions, payWave and Digital Wallet. 

  You make an online purchase with your Visa debit card details. 

A Round UP will not occur on BPAY, transfers between accounts, ATM withdrawals, if your account is in overdraft or if the Round UP would cause your account to go into overdraft.  

Frequently asked questions

What accounts are eligible for Round UP?

You can Round UP from any of the following accounts:

  • Everyday Access
  • Pension Access
  • Basic Access

Your Round UP can be transferred into any of the following accounts: 

  • Bonus Saver
  • Online Saver
  • mySaver
  • An eligible Bank Australia Credit Card (Low Rate Visa Credit Card, Visa Credit Card and Platinum Rewards Visa Credit Card).
How do I turn Round UP off?

To turn off the Round UP feature, head to the side menu-bar within your Bank Australia App.

Click into the Round UP section and hit cancel at the bottom of the screen.

Follow the on-screen instructions.

Can I set up multiple Round UP accounts?

Yes, if you have two or more transaction accounts, both of these accounts can have Round UP enabled.

The destination account (your Savings or eligible Credit Card) can also have multiple Round Ups paid into it.

However, you cannot enable multiple Round UPs from the one transaction account.


Is there any transactions that can’t round UP?

The following transactions cannot be rounded up:

  • Direct debits
  • BPAY
  • ATM cash withdrawals
  • Pay anyone transfers
  • Transfers between accounts
  • Bank Cheque
Do I have access to my Round UP money once it’s been moved?

Yes, once the original transaction has cleared (1 - 3 business days) you will be able to access your Round UP funds from your Savings account. If Round UP is connected to your eligible Bank Australia Credit Card, the Round UP will regarded as a payment on your Credit Card. 


Just remember that any withdrawals from your Bonus Saver will impact your bonus interest.

Can I Round UP into an account with a different Bank?

No, you will need to have a Bank Australia transaction account and an eligible Bank Australia Credit Card or Savings account to use Round UP.

I have two transaction accounts. Can I Round UP into my second transaction account?

No, Round UP can only come from a transaction account and go into either an eligible Bank Australia Credit Card, Savings or Mortgage Offset account.


Can I round up into my home loan?

At this stage, Round UP is unavailable for home loan accounts.

Will my Round UP work if I’m overseas?

Yes, however there will be a conversion rate fee applied per Round UP. 

Can I Round UP into my child's account?

Yes, you can select your Round UP to be debited into your childs account as long as you are the signatory account holder. 

Can I Round UP from a two-to-sign account?

No, Round UP is not available from a two-to-sign account.

How can I track my Round UP?

Each Round UP credit and debit will appear on your bank account statement as separate transactions. The transaction will ordinarily appear on the same day as the underlying purchase transaction, or in the case of a Visa transaction held as pending, on the day after it is remitted and credited to your savings account.

Important Information

Information and interest rates are current as at the date of publication and are subject to change.

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Please read and consider the Product Disclosure Statement available at Account and access facility conditions of use can be found here. 

*Round UP is an optional feature that rounds up eligible Visa debit card transactions to the nearest dollar, and debits the difference to a nominated eligible account. Round UP will only occur when there are sufficient funds in the account to make the Round UP transaction. Eligible accounts include Everyday Access, Pension Access, Basic Access and Mortgage Offset. Your Round UP can be transferred into either Bonus Saver, Online Saver, mySaver, Mortgage Offset or an eligible Bank Australia Credit Card (Low Rate Visa Credit Card, Visa Credit Card and Platinum Rewards Visa Credit Card).

To use the Round UP feature you must download our iPhone Application to an iPad or iPhone or our Android Application to an Android device. iPhone and iPad are trademarks of Apple Inc. registered in the U.S. and other countries. Android is a trademark of Google Inc.