Be in control
Switch it on or off instantly within the Bank Australia App.
Have a Bank Australia Credit Card?
Link your Round UP to your eligible Credit Card and chip away at lowering your balance.
How it works
Any eligible purchase with your Bank Australia Visa debit card is rounded up to the nearest dollar amount via a separate debit transaction.
The extra amount is then transferred to your nominated Savings account. Same goes for your Bank Australia Credit Card, but instead of an increase in savings, you'll see a decrease on your credit card bill.
A Round UP will work when
You use your Visa debit card connected to your Bank Australia transaction account. This includes in-store transactions, payWave and Digital Wallet.
You make an online purchase with your Visa debit card details.
A Round UP will not occur on BPAY, transfers between accounts, ATM withdrawals, if your account is in overdraft or if the Round UP would cause your account to go into overdraft.
Frequently asked questions
Information and interest rates are current as at the date of publication and are subject to change.
Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Please read and consider the Product Disclosure Statement available at bankaust.com.au. Account and access facility conditions of use can be found here.
*Round UP is an optional feature that rounds up eligible Visa debit card transactions to the nearest dollar, and debits the difference to a nominated eligible account. Round UP will only occur when there are sufficient funds in the account to make the Round UP transaction. Eligible accounts include Everyday Access, Pension Access, Basic Access and Mortgage Offset. Your Round UP can be transferred into either Bonus Saver, Online Saver, mySaver, Mortgage Offset or an eligible Bank Australia Credit Card (Low Rate Visa Credit Card, Visa Credit Card and Platinum Rewards Visa Credit Card).
To use the Round UP feature you must download our iPhone Application to an iPad or iPhone or our Android Application to an Android device. iPhone and iPad are trademarks of Apple Inc. registered in the U.S. and other countries. Android is a trademark of Google Inc.