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2022-11-07 12:47 pm

Round UP

Round UP lets you grow your savings through your daily Visa Debit card purchases.


An android on the Round UP page. The screen says "It all adds up with Round UP. Let your small change grow your savings"

Any eligible purchase you make using your Visa debit card is rounded up to the nearest $1, $5 or $10 with the extra amount credited to your nominated Savings or eligible Credit Card.

What accounts are eligible for Round UP?

You can Round UP from any of the following accounts:

  • Everyday Access
  • Pension Access
  • Basic Access

Your Round UP can be transferred into any of the following accounts:

  • Bonus Saver
  • Online Saver
  • mySaver
  • An eligible Bank Australia Credit Card (Low Rate Visa Credit Card, Visa Credit Card and Platinum Rewards Visa Credit Card).
Video demonstration on how to add round up feature

How to start rounding up

If you haven't already, open a Bank Australia transaction account.

Next, you need a second account to connect your round UP to. This can be a savings or an eligible Bank Australia Credit card.

Log into the Bank Australia app and select 'Round UP' from the side menu.

Follow the onscreen instructions and select your transaction account plus the account you would like to round up to.

Get it on google play

Download on the App Store

How do I turn Round UP off?

To turn off the Round UP feature, head to the side menu-bar within your Bank Australia App.

Click into the Round UP section and hit cancel at the bottom of the screen.

Follow the on-screen instructions.

Can I set up multiple Round UP accounts?

Yes, if you have two or more transaction accounts, both of these accounts can have Round UP enabled.

The destination account (your Savings or eligible Credit Card) can also have multiple Round Ups paid into it.

However, you cannot enable multiple Round UPs from the one transaction account.

Is there any transactions that can’t round UP?

The following transactions cannot be rounded up:

  • Direct debits
  • BPAY®
  • ATM cash withdrawals
  • Pay anyone transfers
  • Transfers between accounts

Do I have access to my Round UP money once it’s been moved?

Yes, once the original transaction has cleared (1 - 3 business days) you will be able to access your Round UP funds from your Savings account. If Round UP is connected to your eligible Bank Australia Credit Card, the Round UP will regarded as a payment on your Credit Card.

Just remember that any withdrawals from your Bonus Saver will impact your bonus interest.

Can I Round UP into an account with a different Bank?

No, you will need to have a Bank Australia transaction account and an eligible Bank Australia Credit Card or Savings account to use Round UP.

I have two transaction accounts. Can I Round UP into my second transaction account?

No, Round UP can only come from a transaction account and go into either an eligible Bank Australia Credit Card, Savings or Mortgage Offset account.

Can I round up into my home loan?

At this stage, Round UP is unavailable for home loan accounts.

Will my Round UP work if I’m overseas?

Yes, however there will be a conversion rate fee applied per Round UP.

Can I Round UP into my child's account?

Yes, you can select your Round UP to be debited into your childs account as long as you are the signatory account holder.

Can I Round UP from a two-to-sign account?

No, Round UP is not available from a two-to-sign account.

How can I track my Round UP?

Each Round UP credit and debit will appear on your bank account statement as separate transactions. The transaction will ordinarily appear on the same day as the underlying purchase transaction, or in the case of a Visa transaction held as pending, on the day after it is remitted and credited to your savings account.

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Need help?

Need help?

Send us a secure message in the app or internet banking 

Or call us

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