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Planned Maintenance: On Sunday 8 December, we will have a planned outage from 3.30am to 8am (AEDT).The outage will affect internet banking, our app, phone banking and people who want to apply for a Bank Australia account or home loan. View details


Strict Australian regulation protects your deposits with Bank Australia 

Bank Australia meets the same strict standards as all Australian banks, under the Banking Act with oversight by the Australian Prudential Regulation Authority (APRA). APRA’s rules on safety and capital apply to all banks, building societies and credit unions to the same high standards. 

Deposits with Bank Australia are protected under the Australian Government’s Financial Claims Scheme (FCS).

What is the Financial Claims Scheme (the deposit guarantee)?

The FCS is an Australian Government scheme (currently administered by APRA), which aims to protect depositors of banks, building societies and credit unions in the event that such a locally incorporated authorised deposit-taking institution (ADI) fails, and the FCS is activated.

The FCS provides protection to certain deposits in ADIs up to $250,000 AUD per account holder.

For more information, including a list of ADIs covered by the FCS, please visit