IBA customers can choose any of our standard home loan products. For IBA customers choosing our Basic Home Loan, we will waive the $595 establishment fee, which means you don’t have to pay any establishment fees.
6 November 2025 – Targeted SMS and calls impersonation of Bank Australia
. We’ve received reports of scam calls accompanied with SMS messages targeting Bank Australia customers. These messages and calls are not from Bank Australia. Learn more
Bank Australia is a member of Indigenous Business Australia's (IBA’s) banking panel. We’re proud to be supporting IBA customers on their home ownership journeys.
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Whether you’re refinancing your home loan from IBA, or buying your first home with a split loan from IBA and Bank Australia, we’re here to help.
If you’d like to talk to our team, you can call us on 132 888 or fill out the form below and we'll get in touch.
Or, if you’re ready to go, you can apply online. If you’re applying online, write ‘IBA’ in the comments section at the end of your application so we can make sure an IBA-trained lender takes your application.

Jodie, a proud Gunditjmara woman who refinanced her loan with us in March, was one of our first customers as part of this new strategic partnership. “When we looked at Bank Australia, it just felt like a great fit,” she says
IBA customers can choose any of our standard home loan products. For IBA customers choosing our Basic Home Loan, we will waive the $595 establishment fee, which means you don’t have to pay any establishment fees.