IBA customers can choose any of our standard home loan products. For IBA customers choosing our Basic Home Loan, we will waive the $595 establishment fee, which means you don’t have to pay any establishment fees.
Alert: Contact Centre wait times - Thursday 4 December 2025. Our contact centre is currently experiencing longer than usual wait times due to high call volumes. We're sorry for any inconvenience and appreciate your patience as we work to assist everyone as quickly as possible. Learn more.
Alert: planned maintenance on digital banking services - Sunday 7 December 2025, 2:30am-8:30am AEDT. We will be undertaking important maintenance to our digital banking services Learn more
Welcome Australian Unity customers. For Australian Unity customers joining Bank Australia, your products and account details have been transferred. Here's what you can do today to set up app and internet banking. Learn more.
Bank Australia is a member of Indigenous Business Australia's (IBA’s) banking panel. We’re proud to be supporting IBA customers on their home ownership journeys.
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Whether you’re refinancing your home loan from IBA, or buying your first home with a split loan from IBA and Bank Australia, we’re here to help.
If you’d like to talk to our team, you can call us on 132 888 or fill out the form below and we'll get in touch.
Or, if you’re ready to go, you can apply online. If you’re applying online, write ‘IBA’ in the comments section at the end of your application so we can make sure an IBA-trained lender takes your application.

Jodie, a proud Gunditjmara woman who refinanced her loan with us in March, was one of our first customers as part of this new strategic partnership. “When we looked at Bank Australia, it just felt like a great fit,” she says
IBA customers can choose any of our standard home loan products. For IBA customers choosing our Basic Home Loan, we will waive the $595 establishment fee, which means you don’t have to pay any establishment fees.