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We’re proud to be a participating lender in the Australian Government’s Regional First Home Buyer Guarantee program, supporting people in regional areas to purchase a home with a lower deposit.
Effective 1 October 2025, new applications for the Regional First Home Buyer Guarantee can no longer be accepted through Bank Australia.
Find out more about the Australian Government 5% Deposit Scheme.
Saving for a home deposit is a real challenge while working, renting and studying, or if you’re raising a family. And we know how important the goal of home ownership is for many of our customers. So we’ve signed on as an approved lender for a new initiative that will help up to 10,000 families each year own a home.
The Regional First Home Buyer Guarantee allows eligible regional home buyers on low and middle incomes to purchase a home with a deposit of as little as 5%. This means the often-significant barrier of Lender’s Mortgage Insurance (LMI) is removed, and first home buyers have a better chance of achieving their dream of purchasing a home.
Learn more about the eligibility criteria here.
We’re committed to doing all we can to help our customers – new and existing – reach their financial and home ownership goals. Taking part in this initiative means we can provide targeted support to do so.
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