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Branch closure - Sydney, New South Wales and Melbourne CBD, Victoria. Following the Government’s announcement of stay-at-home restrictions, we've decided to temporarily close our Sydney CBD branch and Melbourne CBD branch. We’ve made this decision to limit the potential risks to our customers and staff and to support the efforts to limit the spread of COVID-19 in the areas under stay-at-home restrictions. While the branches are closed, we’ll be able to help you over the phone on 132 888 Monday to Friday 8am-8pm and Saturday 9am – 2pm AEST. View details

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Business is pretty good. You want to keep the cash flow and profits healthy, move to larger premises, and employ some extra staff. Keeping to a budget will be essential to support your plans to expand.

There's some excellent information to assist with business budgeting at business.vic.gov.au/money-profit-and-accounting/financial-management-set-up/checklist-financial-management.

In business, if you have some goals in mind, the way to achieve them is with a budget. A budget is a simple financial plan to identify expenses and revenue. The key is knowing where your money goes each month, and understanding the difference between needs (like rent and wages) and wants (like the latest equipment or new web site).

Start a budget using a spreadsheet or use an accounting program like MYOB or XERO. Your budget should be realistic and flexible so you can stick to it, but adaptable if your business situation changes. Focusing on your budget keeps your business plan on track.

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