1 July 2025: updates to privacy and credit reporting policy - We have updated our privacy and credit reporting policy, effective 1 July 2025. Learn more.
Alert: Beware of scammers posing as Bank Australia staff - Scammers are posing as Bank Australia via text messages and phone calls, attempting to gain information from customers to access their accounts or internet banking. Learn more.
Earn up to
A simple way to park spare cash and prepare yourself for the ebbs and flows of business.
Make it all count when saving for the next stage of business growth or investment.
What if the money in your bank account helped other people and the planet? When you bank with us, it does.
Know that your money’s only a click away, with instant transfers available whenever you need.
Use internet banking and app to check your savings and move money instantly to and from your Commercial Access and Community Access account.
Your funds are available ‘at call’, which means you can withdraw money from your account as soon as it has been deposited.
With no account fees, deposit fees or domestic online transfer fees, it’s just straightforward savings.
Know your money is safe with card controls, security alerts and more.
Balance | Interest (p.a.) |
|---|---|
$0-$9,999 | 0.00 % |
$10,000 and over | 0.95 % |
Interest rate is variable and is calculated daily on whole of balance and credited monthly.
People aged 18+
People living in Australia as a permanent resident or with a relevant work visa
Be a sole trader, in a partnership, a Pty Ltd or public company, or in an association
Dishonour fee | $0 |
|---|
Exceeding available funds fee | $0 plus Debit interest charge rate |
|---|
Debit interest charge rate | 12.39% |
|---|
Staff assisted withdrawal fee | $0 |
|---|
For all fees and charges please refer to Deposit fees, charges and transaction limits
Information provided is of a general nature only. In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents below before making a decision to apply for products with Bank Australia.
Terms, conditions, fees and charges may be applicable as outlined below.
“We have a wide range of members from across the country who support this growing network of cooperatives … It’s why we’re a Bank Australia customer. These kinds of democratic enterprises – like credit unions and customer-owned banks – are essential for us to build a more just and sustainable economy.”
