Skip to main content

Branch closure - Sydney, New South Wales and Melbourne CBD, Victoria. Following the Government’s announcement of stay-at-home restrictions, we've decided to temporarily close our Sydney CBD branch and Melbourne CBD branch. We’ve made this decision to limit the potential risks to our customers and staff and to support the efforts to limit the spread of COVID-19 in the areas under stay-at-home restrictions. While the branches are closed, we’ll be able to help you over the phone on 132 888 Monday to Friday 8am-8pm and Saturday 9am – 2pm AEST. View details


You're ready to find the right home loan, get help understanding interest rates, home loan products and getting approved.

Weighing up your home loan options

Like many things in life, each type of loan comes with the good and the less than ideal. This might include an interest rate you can rely on, being able to pay off your mortgage early, extra product features like redraw or pause options, and even the values of the bank that you are looking to borrow from. Learn more to see our cheat sheet of options. 

Demystifying home loan interest rates

On your journey to finding the right home loan, a big decision you’ll have to make is whether you want a fixed and variable interest rate, or a combination of the two. 

Over the life of your home loan, the interest you will pay adds up. For example, if you repay a $500,000 mortgage with an interest rate of 4% over 20 years, the total interest paid will be more than $220,000. That’s why it’s a decision that matters.

Putting your lender in the hot seat: Questions worth asking

Before you hit the submit button on your application, it’s important you know that you can and should ask some questions of your lender too. This can help ensure you have a full picture of the relationship you are entering into with the bank.  We've put together 10 questions you might like to ask your potential lender. 

Five home loan features to consider in your search

Got your head the land of home loan shopping? Or about throw yourself into it? Here are some features that you might like to look for to find the right match for you.  

The three C’s that lenders will look at when assessing you for a loan

If you’ve decided that you are going to buy a property, you might be wondering what it’ll take to get approved for a home loan.

There are some commonalities in what all lenders will be looking for, it's a combination of capacity, collateral and credit.