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Branch closure - Sydney, New South Wales and Melbourne CBD, Victoria. Following the Government’s announcement of stay-at-home restrictions, we've decided to temporarily close our Sydney CBD branch and Melbourne CBD branch. We’ve made this decision to limit the potential risks to our customers and staff and to support the efforts to limit the spread of COVID-19 in the areas under stay-at-home restrictions. While the branches are closed, we’ll be able to help you over the phone on 132 888 Monday to Friday 8am-8pm and Saturday 9am – 2pm AEST. View details

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Changes to personal lending applications from Monday 16 August

Personal lending applications for Bank Australia customers.

Bank Australia customers can now apply for personal loans and credit through their internet bankingTo apply, log in to internet banking, click the ‘apply’ tab and choose the product you’re looking for. We'll be in touch to organise your application.

Due to high demand, we’re unable to take your application by phone right now. If you need help, call our lending team on 132 888 and follow the prompts.
 
Not a Bank Australia customer? We’ll be able to help you soon.

Due to high volume of home loans, personal loan and credit card applications, we’re not accepting new applications from people who aren’t already a customer of ours.

We’re in the process of scaling up to meet this demand so we can resume online applications as soon as possible. We’ll keep you up to date on when applications will resume. 

Home owners can now borrow small amounts on a personal loan for any purpose at a very competitive interest rate.

Interest rate
7.89% p.a.
Comparison Rate
8.92% p.a.*

effective 7 October 2021

More rates and fees
Rates
Total Lending Interest Rate Comparison Rate
Variable 7.89% p.a. 8.92% p.a.*
Fees and Charges
Establishment fee $150

Why choose our Lifestyle Personal loan - Home Owner?

Low interest rate


 Extra repayments welcome


 Fixed regular payments


 Redraw option available

Is this product right for you?

This product is covered by a Target market determination (TMD). A Target Market Determination (TMD) is a document which describes who a product is intended to be appropriate for based on a consumer’s needs, financial situation and objectives (target market).

Find out more

Lifestyle Personal loan - Home Owner calculator

Calculate your personal loan repayments for different amounts, terms and interest rates.

The fine print

* The Comparison Rate is based on a unsecured loan of $10,000 for 3 years. Fees and charges may be applicable.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  1. Full terms, conditions, fees and charges are available upon request. 

  2. Variable interest rates apply to personal loan products. 

  3. Rates apply to new applications received from 22/03/2021. 

  4. Loan Terms. Maximum term of 10 years and minimum amount of $1,000 apply to Personal Loans. Full terms, conditions, fees and charges are available on request.

  5. Redraw is available on the Lifestyle Personal Loan – Property Owners.

Managing my money
20 Jul 2020

Managing my money
20 Jul 2020

Managing my money
18 Nov 2020

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