Personal lending applications for Bank Australia customers.
Bank Australia customers can now apply for personal loans and credit through their internet banking. To apply, log in to internet banking, click the ‘apply’ tab and choose the product you’re looking for. We'll be in touch to organise your application.
Due to high demand, we’re unable to take your application by phone right now. If you need help, call our lending team on 132 888 and follow the prompts.
Not a Bank Australia customer? We’ll be able to help you soon.
Due to high volume of home loans, personal loan and credit card applications, we’re not accepting new applications from people who aren’t already a customer of ours.
We’re in the process of scaling up to meet this demand so we can resume online applications as soon as possible. We’ll keep you up to date on when applications will resume.
Home owners can now borrow small amounts on a personal loan for any purpose at a very competitive interest rate.
effective 7 October 2021
Why choose our Lifestyle Personal loan - Home Owner?
Is this product right for you?
This product is covered by a Target market determination (TMD). A Target Market Determination (TMD) is a document which describes who a product is intended to be appropriate for based on a consumer’s needs, financial situation and objectives (target market).
Lifestyle Personal loan - Home Owner calculator
Calculate your personal loan repayments for different amounts, terms and interest rates.
The fine print
* The Comparison Rate is based on a unsecured loan of $10,000 for 3 years. Fees and charges may be applicable.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Full terms, conditions, fees and charges are available upon request.
Variable interest rates apply to personal loan products.
Rates apply to new applications received from 22/03/2021.
Loan Terms. Maximum term of 10 years and minimum amount of $1,000 apply to Personal Loans. Full terms, conditions, fees and charges are available on request.
Redraw is available on the Lifestyle Personal Loan – Property Owners.