Skip to main content

Bank Australia open to serve our customers: As an essential service our branches and contact centre remain open to serve our customers with their banking needs during the COVID-19 pandemic. Please use the 'find us' function to view your nearest branch's current operating hours. You can still get in touch with us by phone on 132 888 from 8:00am to 8:00pm, Monday to Friday and 9:00am to 2:00pm Saturday. It may take us longer to answer your call as more customers choose to call rather than come into a branch so thanks in advance for your patience and please take care of yourselves. View details

×

The bank with clean money is
the bank Australia needs

A truly responsible bank can make society better. We use the money our customers deposit to make loans to people, community organisations
and businesses that create positive change. By choosing to bank with us, you will have peace of mind knowing your money won’t be supporting the growth of harmful industries.

No monthly account fee

 This account has no monthly fees when part of a Premium Home Loan Package.

You can help make a positive difference

By moving your banking to Bank Australia, you are ensuring your money isn’t supporting the fossil fuel industry or industries that harm people and the planet.

Reduces the interest on your home loan

 100% of the funds in this account offset against your home loan. 

What is a Mortgage Offset account? 

A Mortgage Offset account reduces the amount of interest you pay on your home loan. The amount within this account is offset against your home loan, meaning you only pay interest on the difference. 

Explore our Premium home loan

Why choose our Mortgage Offset account

Get instant access to your Visa debit card

The days of having to wait for your card in the mail are over. Securely view your card details (full card number, expiry date, embossed name and CCV) from the App or Internet Banking.

No more waiting

If you sign up online or already have an existing card with Bank Australia, you will instantly receive a digital version of your card, available via the App or Internet Banking.

Add to your digital wallet

Add your new digital card to Apple Pay, Samsung Pay or Google Pay to start spending straight away. No need to wait for your physical card to arrive.

Cancel, reorder and go

If you need to cancel your card, you can reorder it via the App or Internet Banking and instantly receive your new digital card, which will be available in the App or Internet Banking.

Everything you need to know about this account

Eligibility

Our Mortgage Offset account is only available for Premium home loan and Premium home loan package customers. 

A truly responsible bank can make society better

We use the money our customers deposit to make loans to people, community organisations and businesses that create positive change. When you bank with Bank Australia, you can be confident your money is working towards a positive and more sustainable future. 

That’s why we’re the bank with clean money.

The fine print

Terms and conditions, fees and charges apply and are available on application. Loans subject to normal lending criteria and approval.