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Bushfire assistance: Bank Australia is concerned for the safety and wellbeing of the people and communities affected by the bushfire crisis currently affecting many areas of Australia. Customers who need help can call us on 132 888 Monday to Friday 8am-8pm and Saturday 9am-2pm (AEDST). If you are insured by Allianz Insurance, support is available to customers 24/7 by calling 1300 555 030. View details

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The bank with clean money is
the bank Australia needs

A truly responsible bank can make society better. We use the money our customers deposit to make loans to people, community organisations
and businesses that create positive change. By choosing to bank with us, you will have peace of mind knowing your money won’t be supporting the growth of harmful industries.

No monthly account fee

 This account has no monthly fees.

You can help make a positive difference

By moving your banking to Bank Australia, you are ensuring your money isn’t supporting the fossil fuel industry or industries that harm people and the planet.

Reduces the interest on your home loan

 100% of the funds in this account offset against your home loan. 

What is a Mortgage Offset account? 

A Mortgage Offset account reduces the amount of interest you pay on your home loan. The amount within this account is offset against your home loan, meaning you only pay interest on the difference. 

Explore our Premium home loan

Why choose our Mortgage Offset account

Everything you need to know about this account

Eligibility

Our Mortgage Offset account is only available for Premium home loan and Premium home loan package customers. 

A truly responsible bank can make society better

We use the money our customers deposit to make loans to people, community organisations and businesses that create positive change. When you bank with Bank Australia, you can be confident your money is working towards a positive and more sustainable future. 

That’s why we’re the bank with clean money.

The fine print

Terms and conditions, fees and charges apply and are available on application. Loans subject to normal lending criteria and approval.