{ "@context": "https://schema.org", "@type": "Article", "mainEntityOfPage": { "@type": "WebPage", "@id": "https://www.bankaust.com.au/blog/{{slug}}" }, "headline": "{{title}}", "description": "{{desc}}", "image": "{{image}}", "author": { "@type": "Organization", "name": "Bank Australia", "url": "https://www.bankaust.com.au/" }, "publisher": { "@type": "Organization", "name": "Bank Australia", "logo": { "@type": "ImageObject", "url": "https://cdn.prod.website-files.com/64d5d5beb2a67e9491ecdff8/64d5d5beb2a67e9491ece00c_BA-logo-white.webp" } }, "datePublished": "{{datePublished}}", "dateModified": "{{dateModified}}" }
Skip to main content
Alert notice

Wednesday 4 November: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier, investor and commercial variable loans will increase by 0.25%, effective 19 November 2026. From 19 November 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

2026-03-04 2:26 pm
Back to blog
People

5 low-cost, science-backed ways to boost your mental wellbeing

Photo journal

With World Mental Health Day around the corner, we sat down with Bank Australia customer, psychologist Carly Dober from Enriching Lives Psychology, to find out how to boost our mental health for free (or close to it).

That said, “free” can be a bit of a stretch. Finding the time, space and energy to care for your mental wellbeing can take real resources, financial or otherwise. Things like proximity to nature, flexible work hours and community spaces aren’t equally available to everyone.

Still, doing just one of the evidence-based tips on this list – when and how you can – can make a real difference. Think small, sustainable habits that can gradually bolster your mental wellbeing over time. 

We have to imagine our mental health reserves like a bank account,” Carly says. “So the more stress we're under, the more our reserves get drained. Now imagine that everyday you’re making small deposits into that account. With that energy in the bank, you’re more able to withstand life on life’s terms.”

‍‍

1. Connect with nature

The connection between time spent in nature and better mental health outcomes has been widely studied, and the results are pretty conclusive: it works. (The reverse is also true.)

“Connection to nature is a cornerstone of good mental health,” Carly says. “Our brains are inherently wired to seek out and enjoy trees, landscapes, green spaces, animals – they all produce a calming effect. It even works while listening to natural sounds, or looking at pictures of nature.”  

Of course, access to nature isn’t universal, with urban density, mobility and time constraints all playing a role. If you don’t have easy access to natural spaces, alternatives like tending to plants at home, using nature soundscapes or taking a mindful walk in your neighbourhood can still offer benefits. 

Getting out into nature is often linked to better mental health.

‍

2. Start gardening 

If you can’t make it to a park or bushland, gardening can bring some of those nature benefits closer to home. Even a windowsill planter, balcony herb garden or tending to indoor plants can offer a small but meaningful mental boost.

“We know therapeutic horticulture works,” Carly says, “but you can also join local gardening clubs, or attend community events, to really amplify the benefits.”

It’s not just about growing things. It’s about grounding yourself in a tactile, mindful, physical activity. “Gardening is great exercise,” Carly adds. “You’re moving your body in nature.You’re touching soil. You’re watching things grow. It’s a very mindful practice.” 

Of course, not everyone has the time, space or ability to garden. If that’s the case, it may be worth spending time in community gardens or visiting local markets to engage with the rhythms of the surrounding natural environment. 

Gardening can be used as a mindful physical activity that can get you outdoors.

3. Volunteer and help others

If you have time flexibility, volunteering is strongly associated with improved mental wellbeing. According to the Australian Psychological Association, volunteering has been linked with better life satisfaction, higher self-esteem, and greater levels of happiness.

“Similar to the chemical rush we get when we do something nice for a friend, when we give back and do something for other people, we get a boost of brain-loving chemicals,” Carly says. “There’s also a social effect, where you talk to people who might share your interests and values. And we know socialisation is really helpful. So it's a multi-pronged benefit.” 

Volunteering doesn’t have to be formal, either. Helping a neighbour, getting involved in a local group or supporting someone in your network who needs it can all provide similar effects. 

A group of Bank Australia volunteers at Koorie Heritage Trust.

4. Practice meditation

Meditation, particularly mindful-based techniques, has  been shown to reduce stress, improve emotional regulation, and help with focus. And while meditation is often packaged and sold as an app or a health retreat, the basics are simple and flexible. 

“As long as you don’t have complex mental health concerns such as active trauma symptoms or OCD, meditation is an amazing skill to cultivate,” Carly says. “It can reduce our physical markers of stress, like blood pressure and cortisol. And you don’t need to sit down – you can walk and meditate. Or garden. Or swim. It’s just about being mindful; being in contact with the present moment.” 

Meditation is great for reducing stress and reducing physical markers.

5. Get better sleep 

Carly says that if there’s only one easy, free, everyday tip for better mental health, this is it: get better sleep. But this one comes with a caveat: while good-quality sleep is undeniably linked to better mental health, getting it isn’t always straightforward, especially for those with chronic health conditions, neurodivergence, caring responsibilities or disrupted schedules. 

If you are in a place where you can work on improving your sleep, Carly says it’s well worth it. “Getting consistent, good-quality sleep is absolutely foundational,” she says. “Everything flows from good sleep. Your mental health, your physical health, your mood, your stress levels. It’s an incredibly important factor.” 

According to the Sleep Foundation, most healthy adults need between 7 and 9 hours of good quality, uninterrupted sleep per night, and not getting that can impact your mood and mental wellbeing. 

If you’re looking for a place to start, consider ways to improve your sleep hygiene – the routines, behaviours and habits that can help optimise your sleep, like reducing screen time before bed or establishing a pre-bedtime ritual. And be sure to speak with your GP if issues persist.

7-9 hours of good quality comfortable sleep is beneficial for both physcal and mental health.

Disclaimer: The information in this article is intended to be for general use only. For tailored mental health support, contact your doctor. 

‍

Related stories

People

How to electrify your home with free expert support

People

How 41 people came together to build their own community

People

The anti-spring-cleaning list for 2026: 7 small jobs for a calmer home

Money

Anyone can be targeted: why intelligent people still fall for scams

People

Recognising First Nations leadership and Treaty in Victoria

People

How this Melbourne couple ‘cut their energy bills to $30 a month'

People

Sustainable apartment trends in 2026: An expert's guide

News

Step inside: We’re supporting Sustainable House Day 2026

Impact

Customer ownership makes banks bolder, and that’s what we need right now

In an era of climate urgency, housing stress and deepening inequality, the way our banks are structured matters more than ever. Customer-owned banking removes some of the barriers to long-term, values-driven action, and it may be the model the world needs the most right now.

Impact

The ‘growler’ at Wirey Swamp: A long-awaited frog call in Victoria's changing landscape

Last spring, a ‘chorus’ of growling grass frogs were heard at a Nature Glenelg Trust restored wetland for the first time, a hopeful sign for the vulnerable Australian amphibian.

News

Community customer grants now open for 2026

We’re excited to open applications for our 2026 community customer grants.

Impact

A year of creating positive impact with our customers: Bank Australia’s 2025 Impact Report

We’ve published our 2025 Impact Report, reflecting our financial, social, and environmental performance before merging with Qudos Bank. It highlights how customer ownership drives meaningful outcomes for people and planet.

Impact

Cooking with induction: Okonomiyaki with Simon Toohey

Impact

International Women’s Day: Celebrating our brilliant customer and partner organisations

People

How Priyanka and Grace are supporting their communities to overcome racial barriers in the workplace

Impact

Win a double pass to Treaty Day Out Gippsland!

People

Tommy Quick is helping pave the way for stroke awareness and inclusion

Planet

Our customers care deeply about nature: key results from our survey with Melbourne Biodiversity Institute

Impact

Fitted for Work is opening a door for women seeking employment

Impact

Meet Shannon Owen, the Bank Australia customer behind one of this year’s most impactful films Left Write Hook, winner of the Audience Award at MIFF.