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Alert notice

Interest rate announcement: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier, investor and commercial variable loans will increase by 0.25%, effective 15 October 2026. From 15 October 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

2026-09-14 1:31 pm
Alert notice

Updates to our terms and conditions: Please note that there are changes to our Summary of Accounts and Deposit Fees, Charges and Transaction limits documents - effective 1 October 2026.

2026-07-02 2:50 pm
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Impact

Change your bank. Change the world.

Photo journal

Did you know that your choice of bank can have an impact on climate change? This is because the money you put in your account is used by banks to make loans and investments. The industries that your bank chooses to loan to could be fuelling the climate crisis.

We believe in a world where future generations are able to focus on their wellbeing, health and their contribution to the community. Where the air is clean, the landscape is green and everyone is working together to make the most of resources like food and energy.

In this world, extreme weather events don’t destroy homes and communities, like so many are currently experiencing under the escalating impacts of climate change

We still have time to turn this climate story around, but not for long. We need to reduce the level of carbon in the atmosphere, as quickly as possible. 

Between 2016-2022 some of the most well-known banks in Australia have loaned $57.5 billion to the fossil fuel industry. This brings us further and further away from our global community’s urgently needed emissions reduction target.

“I suspect that the key to disrupting the flow of carbon into the atmosphere may lie in disrupting the flow of money to coal and oil and gas.  Financial institutions can break the power of the fossil-fuel companies.”

Bill McKibben, 
Author, environmentalist, activist, and leader of 350.org
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Bank Australia invests responsibly

By choosing to align your banking with your values, you take the power back into your hands. You stand up for the type of world you want future generations to live in by using ethically responsible financial institutions today. 
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We’re customer-owned, which means you get to choose what we invest in

As a customer-owned bank, we answer to you. Our customers have a voice and a vote on how the bank is run and the issues we take action on.

Our responsible banking policy is at the heart of everything we do at Bank Australia. It’s clear that climate change is the top concern for our customers, which means our investments reflect this.

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Together, we’re funding the solutions. Not the problems.

Banks use customer deposits and interest payments for loans and investments. These can go to industries that do good or those that do harm. Where you choose to bank has a ripple effect. Learn more about our responsible banking policy.

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We’re impact focused

We’ve invested more than $1 billion in projects and organisations that create positive impact for people and the planet. You can join the movement now.

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Climate action

The time for decisive climate action is now. As a customer-owned bank, we know climate action is a top concern for our customers, and it’s one we share.

We want to help Australia build the future we all deserve. The time for change is now.

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Check if your financial institutions currently invest in fossil fuels

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Check if your bank invests in fossil fuels.

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Check if your superannuation invests in fossil fuels.