{ "@context": "https://schema.org", "@type": "Article", "mainEntityOfPage": { "@type": "WebPage", "@id": "https://www.bankaust.com.au/blog/{{slug}}" }, "headline": "{{title}}", "description": "{{desc}}", "image": "{{image}}", "author": { "@type": "Organization", "name": "Bank Australia", "url": "https://www.bankaust.com.au/" }, "publisher": { "@type": "Organization", "name": "Bank Australia", "logo": { "@type": "ImageObject", "url": "https://cdn.prod.website-files.com/64d5d5beb2a67e9491ecdff8/64d5d5beb2a67e9491ece00c_BA-logo-white.webp" } }, "datePublished": "{{datePublished}}", "dateModified": "{{dateModified}}" }
Skip to main content
Alert notice

Wednesday 4 November: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier, investor and commercial variable loans will increase by 0.25%, effective 19 November 2026. From 19 November 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

2026-03-04 2:26 pm
Back to blog
Impact

This non-profit empowers young mums to live their best lives

Photo journal

Becoming a parent at a young age can be difficult at the best of times. In Mildura, one organisation is helping young mums even the odds.

For Emily (name changed), a young mum from Mildura, trying to finish her diploma while balancing the demands of two young children was an uphill battle, and she was all but ready to give up on her studies. With a three-year-old and four-month-old to care for, she had little time for much else. “Life was hard,” she says. “We were struggling to find stable accommodation.”

But then, Emily found out about Mildura-based non-profit, Zoe Support. “Since engaging with Zoe, we’ve found long-term accommodation and I’ve nearly completed my diploma,” she says. “My children enjoy spending time with the other kids at Zoe, too.”

Founded by local sociologist, social worker and researcher Anne Webster, Zoe Support is a one-stop shop that provides essential skills, mentorship, tutelage and on-site childcare for pregnant and parenting young women in the Mildura region. Since it began, the non-profit has empowered approximately 150 young mums to build a range of essential, ‘money-can’t-buy’ life skills.  

The teen birth rate in Mildura, a regional city in north-west Victoria, is 21.6 per 1000 people. That’s a third higher than the state average. Those statistics are further exacerbated by the fact that Mildura is a lower socioeconomic area. Employment and personal growth opportunities are scarce, and the traditional government support networks simply can’t do enough to plug the gaps and provide assistance to those who need it most.

With four centres spread over the Mildura region, the organisation helps mothers by providing onsite childcare for their kids while facilitating education in a range of areas – like a community hub and college rolled into one (with its very own bus service to help clients get to and from the centre). A Bank Australia Impact Fund recipient in 2019, Zoe Support will use the grant to pay the rent for one of their centres this year.

“Without that, we’d have to close the centre,” says manager Merinda Robertson, who’s been with the organisation since 2013. “These centres are based in residential properties. The children go to the on-site daycare while their mother studies. Each mum has her own desk, computer and internet access, while her child is being looked after by an educator in the same house. It’s about targeting individual needs with the most appropriate wraparound support.”

Many of Zoe Support’s clients have lived experience of trauma. Some 48% of the young women have experienced family violence, 43% have experienced substance abuse, and 70% were homeless or at risk of homelessness on intake. The organisation also helps connect women with resources in the area to help them find housing, work and any other specialist care they might need.

“We have a young mother who’s just turning 25,” says Merinda. “She will be leaving the program this year. She’s doing her diploma of community service, and she’s been doing absolutely amazingly. I know she’ll get a job in that field. I’ve seen a lot of mums grow with us, and they all say, ‘Without Zoe Support, we wouldn’t be where we are today…’”

For Merinda and the team of dedicated staff, changing young women’s lives for the better is all in a day’s work. “I get up in the morning, and I love going to work,” she says. “I was a young mother myself but I have not experienced anything like the trauma some of the Zoe mothers have. I feel privileged to walk beside these young women”.

You can find out more about Zoe Support and donate to the cause through the website.

Related stories

Impact

How the Help to Buy Scheme helped one renter stay in the home she loved

For many renters, buying a home means leaving the community they’ve built. But for Katherine, the Australian Government Help to Buy Scheme meant she could stay put, buying the home she and her daughter were already renting.

People

How 41 people came together to build their own community

People

The anti-spring-cleaning list for 2026: 7 small jobs for a calmer home

Impact

These Hervey Bay villas are helping redefine disability housing in regional Australia

Money

Why this Depop scam doesn't look like a scam

Impact

Open Table is rescuing food waste and feeding the community

Impact

Meet the organisations supported by our 2026 community customer grants program

Impact

Caring for Country: How the Nari Nari People are restoring a vital wetland

Impact

Empowering First Nations entrepreneurs: The impact of First Australians Capital

Discover how First Australians Capital is empowering First Nations entrepreneurs with culturally informed finance, business support and long‑term impact.

Learn more about First Australians Capital.

Impact

How Bank Australia’s new Impact Term Deposit works – and where your money goes

Want to grow your savings while helping fund targeted positive impact for people and the planet? Our new Impact Term Deposit could be for you.

Impact

Extreme heat in NSW rentals: Why Bank Australia is backing Sweltering Cities

We've partnered with Sweltering Cities to support renters in NSW dealing with extreme heat. Here's what the partnership involves and how you can get involved.

Impact

Native planting: Sustainability and biodiversity for your garden

Impact

How to stay warm (and keep bills down) this winter

Feel like you’re constantly trying to stay ahead of the chill in your home? You’re not alone. Whether you’re renting, renovating or just trying to cut costs, here are an expert’s practical tips on staying warm and saving energy this winter.

Impact

We're continuing our partnership with Seed Indigenous Youth Climate Network

From leadership summits to frontline campaigns, Seed Indigenous Youth Climate Network is driving First Nations-led climate action across Australia. Here's how we're supporting them.

Impact

What B Corp certification actually requires of Bank Australia and what it means for customers

Every March, B Corp Month gives certified companies a moment to reflect. Bank Australia asked our Impact Integrity Manager Renzo Mori what the certification means in practice, and what it means for customers.

Impact

Customer ownership makes banks bolder, and that’s what we need right now

In an era of climate urgency, housing stress and deepening inequality, the way our banks are structured matters more than ever. Customer-owned banking removes some of the barriers to long-term, values-driven action, and it may be the model the world needs the most right now.

News

Partnering with Environment Victoria to support household electrification

We’re proud to announce our partnership with Environment Victoria, an independent charity working to build a thriving, sustainable society that protects and values nature.

Impact

The ‘growler’ at Wirey Swamp: A long-awaited frog call in Victoria's changing landscape

Last spring, a ‘chorus’ of growling grass frogs were heard at a Nature Glenelg Trust restored wetland for the first time, a hopeful sign for the vulnerable Australian amphibian.

Impact

A beach cleanup won’t solve marine pollution. We did one anyway. Here’s why it mattered.

A firsthand look at Bank Australia’s beach clean‑up with Parley for the Oceans, exploring where ocean plastic really comes from, why systemic solutions matter, and how recycled‑plastic bank cards support a more sustainable future.

Impact

How switching to an ethical bank can help safeguard Australia’s ecosystems

On World Wildlife Day, we celebrate the species that make Australia extraordinary.