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2021-11-30 2:45 pm
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Community Access

The no-monthly-fee transaction account for organisations who do good for the world.

Founder of Cirque du Soil carrying food scraps in bucket from a cafe for composting.

Who it's for

  • Organisations in the community sector


What you get

"It was so simple to set up my business accounts with Bank Australia. Great customer service and product knowledge"
Erin, Bank Australia business customer

Great returns

Get a competitive interest rate of 0.10% p.a. on balances of $5,000 or more.

Instant access

Your funds are available ‘at call’, which means you can withdraw money from your account as soon as it has been deposited. Cheques, though, must clear first.

Cheque book

If your suppliers or partners prefer payments by cheque, not a problem. We’ll sort you out with a cheque book. 

Batch and payroll processing

Tackle payments and transfers faster with the easy ability to pay others using internet and phone banking.

Instant, easy payments

Move money and pay people instantly with Osko. And use PayID to pay and be paid the simple way. 

10,000+ free ATMs

Withdraw cash fee-free at Bank Australia ATMs and those of all the major banks – all around Australia. 

Low-cost international transfers

Move money across borders quickly, easily and securely. It’s all done through the app and internet banking.

Best-in-class security

Know your money is safe with 24/7 fraud monitoring, card controls, security alerts and more.


Internet banking

For batch processing and the convenience of anytime, anywhere access to your account.

Find out more

Above: Dan, Earthworker, Bank Australia business customer

Dan, Bank Australia business customer

“We have a wide range of members from across the country who support this growing network of cooperatives … It’s why we’re a Bank Australia customer. These kinds of democratic enterprises – like credit unions and customer-owned banks – are essential for us to build a more just and sustainable economy.”

Read Earthworker's story

Fees, charges and discounts

Here’s what to expect with our Community Access account. No hidden fees or charges. 
What it's for
Amount
Monthly fee
$0
Dishonour fee
$12
Exceeding available funds fee
$10
“Press credit” cash withdrawal fee
$3.50
Foreign currency conversion fee
3% of transaction value
Cheque book fee
$35 for a book of 50, $70 for a book of 100

It pays to know. Please read the Product Disclosure Document and see all fees and charges before deciding if this account is right for you. 

See all rates and fees

Responsible banking policy

We believe that the clean money movement is *the* way forward for a sustainable and values-led banking sector. The movement is underpinned by the Bank Australia responsible banking policy – which was formed, and continues to evolve, through research and development with Bank Australia customers. 


Read more

Money, People & Planet

See more at the Bank Australia blog

The fine print

General advice warning: In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents before making a decision to apply for products with Bank Australia.

Bank Australia is committed to delivering memorable and superior service to all customers. We welcome your feedback, compliments and/or complaints about our performance.

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