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Osko payment outage update: Osko payment issue has now been resolved. Please note there may be a slight delay as the system works through any backlog. If you're still experiencing transfer problems please call us on 132 888. Thanks for your patience! View details


You're planning to buy your first home. It's time to think about finance, insurance and other considerations that come with owning a home.

Buying your first home can be a big step, so take your time, do your research, plan, and get some expert advice if necessary. There's some excellent information to assist first homebuyers at

Calculate how much you can borrow, including all expenses of a home loan, such as:

  • interest rates
  • stamp duty
  • account keeping fees
  • insurance
  • pre-purchase inspections
  • legal, application, valuation and settlement fees.

Some questions to consider:

  • Do you have a deposit saved? The usual amount is 5 per cent of the purchase price, but the more you can save the better.
  • Will you have to pay mortgage insurance?
  • Have you accounted for all transaction costs (legal, inspections, government charges, financial costs, moving costs)? Up to 5 per cent of the purchase price can be added in just these costs.
  • Do you want to buy an existing property or build your own?
  • Are you eligible for the government's First Home Owner Grant or other assistance?

Get in touch


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Call 132 888

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