Our range of transaction accounts
Everyday Access – people aged 13+
Basic Access – for health care and concession card holders
Pension Access – for those on an aged, veterans or disability pension
Commercial Access – for sole traders, partnerships, Pty Ltd or public company's, or associations
Community Access – for schools and not-for-profit organisations
Popular features for personal customers:
Round up for saving while you spend, card controls for customising your preferences, and digital wallet for making payments with your mobile.
Rates and fees
See and compare Bank Australia transaction rates and fees.
How do I avoid monthly fees?
For business customers, we waive the $8 monthly account fee on Commercial access account if any of these apply to you:
- Are a school or not-for-profit entity and own the account
- Have a Bank Australia Offset Home Loan or Clean Energy Home Loan in the same name
Managing your account
See articles on statements, moving money and more, plus ways to bank with Bank Australia.
What is the Government guarantee?
The guarantee protects customer deposits of up to $250,000 with authorised banks under what’s called the Financial Claims Scheme. It’s there in the event that a bank goes out of business.
Where are the account terms and conditions?
See and compare account terms and conditions for personal and business accounts.
Common questions about our accounts
Everyday Access
I'm under 13 years of age, can I open an account?
Young people aged under 13 need a parent or guardian’s ID to get started with a Bank Australia mySaver, Bonus Saver, Online Saver or Term Deposit account. Please note these are the only accounts available for account holders aged under 13.
The account is opened under the child's legal name. It is a condition of opening these accounts that a parent or guardian is a signatory to the account until the child turns 13 years old. At the age of 13 years old, the parent or guardian may at the child's election, cease to be a signatory.
Please note that children aged 12 or younger are not eligible for digital banking or a Visa debit card, however the relevant parent or guardian may apply for digital banking access.
Learn more about kids accounts.
Pension Access
Can I earn interest on Pension Access?
Yes. Interest rate is variable, calculated daily on whole of balance within each interest tier and credited quarterly. Visit Pension Access for details.
Basic Access
What kind of pension do I need to be on?
A Commonwealth Seniors Health card, Pensioner Concession card or Health Care card.
