{ "@context": "https://schema.org", "@type": "Article", "mainEntityOfPage": { "@type": "WebPage", "@id": "https://www.bankaust.com.au/blog/{{slug}}" }, "headline": "{{title}}", "description": "{{desc}}", "image": "{{image}}", "author": { "@type": "Organization", "name": "Bank Australia", "url": "https://www.bankaust.com.au/" }, "publisher": { "@type": "Organization", "name": "Bank Australia", "logo": { "@type": "ImageObject", "url": "https://cdn.prod.website-files.com/64d5d5beb2a67e9491ecdff8/64d5d5beb2a67e9491ece00c_BA-logo-white.webp" } }, "datePublished": "{{datePublished}}", "dateModified": "{{dateModified}}" }
Alert notice

Variable home loan and commercial rate decrease - Tuesday 12 August 2025. Bank Australia will decrease variable home loan and commercial rates in response to the RBA’s decision to cut the official cash rate. Learn more.

2025-07-01 9:47 am
Alert notice

Changes to international transfer limits - From early September, the default daily limit for international transfers will increase from $2,000 to $5,000. This update will allow for more flexibility and fewer fees when sending money overseas. Learn more

2025-06-03 9:39 am
Back to blog
Impact

How a tram stop café is helping break the cycle of youth homelessness

Photo journal

The team at For Change Co., a Melbourne-based social enterprise working with young people to avoid homelessness, has just opened the doors of their brand new café. We spoke to co-founder and Bank Australia customer Tenille Gilbert to find out more.

Imagine if your morning cuppa did more than just satisfy your need for caffeine; if your strong soy latte or cappuccino with extra chocolate went towards training up young people with hospitality skills, and breaking the cycle of homelessness?

That’s exactly what the team at For Change Co. are doing. We chatted to Tenille last year about the For Change Co. model, which welcomes young people at risk of homelessness and provides them with the skills and confidence they need to enter the workforce.

For Change building in front of a train station

After a young person is referred to For Change Co. by a housing service provider, they begin training at a coffee cart at Melbourne’s RMIT University. From here, they move to a café environment at home.one in Brunswick, where they build skills in both food and customer service. Then, it’s onto the fast-paced home.two café at the University of Melbourne, where the focus is on building autonomy.  

In exciting news, For Change Co. has just opened a brand-new café – in a pretty special location too. “It’s a very unique building, because it was built to be a tram stop on the Middle Park light rail,” Tenille explains.

The heritage site has been leased to For Change Co. under a peppercorn rent agreement (a lease with nominal rent) by Yarra Trams. “Yarra Trams had heard about the work we’d been doing and just reached out to see how they could help,” recalls Tenille. “They were really keen to offer the space to a social enterprise, so we were lucky to get the call up!”

Jade completed training with For Change Co. last year. Along with learning new skills, she’s grateful for the encouragement she’s received throughout the program. “What has been an amazing experience for me is the support I receive from my trainer. He is very patient with me,” she said. “This helps me know that my place of work is a place where I can keep improving.”

“Being able to afford things, it’s the most essential thing,” added Simon, another For Change Co. participant. “I don’t think I would be able to do this without them. It’s hard to find a job without experience.”

Getting For Change Middle Park ready to open has been a team effort, with architects, project managers and tradies offering their work pro bono. “Lots of people chipped in in different ways, like Cloud Architecture, Jointly Builders, James Richardson Furniture and Chef’s Hat, and we’ve had a bunch of support in terms of discounts and extra help to make things happen,” says Tenille.

For Change Co. also ran a crowdfunding campaign, raising close to $110,000. “We were really unsure, especially during COVID, about what people’s appetite would be to give,” Tenille says. “But I think that, with everything that was going on, people were feeling generous about contributing to something like this.”

The new space means that For Change Co. can increase their training capacity by almost 50 per cent.

Two people working together at a café

“We’ve currently got about 18 young people in the program; the new space means we should be able to get close to 30 young people,” Tenille says. The space also opens up more opportunities for people to learn new things.

“Some of our trainees love being behind the coffee machine doing the barista side of things, but some of them are more interested in customer service or food. That’s where we can start to open up those opportunities,” Tenille explains. “The new café will increase the number of young people coming through the program and, long term, it’ll increase the scope of what we can offer.”

In a city with thousands of cafes, why should you get your coffee from For Change Middle Park?

“You’re always going to have a good experience, both with the coffee and the customer service you receive at For Change,” Tenille says. “But when you spend your money with us, you’re getting more than just a great coffee. You’re also supporting young people to enter into training and employment to break the cycle of homelessness. It’s your opportunity to decide where you want your dollars to go.”

Participant names have been changed for privacy reasons.

Read more about our inspiring customers.

Related stories

Impact

How to stay warm (and keep bills down) this winter

Feel like you’re constantly trying to stay ahead of the chill in your home? You’re not alone. Whether you’re renting, renovating or just trying to cut costs, here are an expert’s practical tips on staying warm and saving energy this winter.

Impact

‘I absolutely love where I live’: how accessibility and location matter to Shanon

Moving into a thoughtfully designed and purpose-built apartment has been ‘an absolute game changer’ for Shanon, a resident at AccessAccom’s Specialist Disability Housing (SDA) apartments in Woolooware, Sydney.

Impact

Big news: announcing our 2025 community customer grant recipients

At Bank Australia, we believe in the power of community. Every year, our Community Customer Grant Program supports customers making a positive impact within our key impact areas

Impact

Partnering with purpose: Bank Australia and Muru Office Supplies

Who we do business with matters. That’s why we’re proud to announce our new partnership with Muru Office Supplies—a Supply Nation certified, Indigenous-owned business that shares our commitment to creating a more inclusive and equitable future.

Impact

“Doing well and doing good”: How Coffee Club Investment Group is creating beautiful accessible housing

In a quiet, tree-lined street just 11kms from Melbourne’s CBD, a residential development is reshaping how Specialist Disability Accommodation (SDA) can look and feel. Named “Bumblebee”, this ten-apartment complex is more than a housing solution – it’s an example of purpose-driven design.

Read how Specialist Disability Accommodation is being reshaped in Melbourne.

Impact

“Stories of strength, resilience and self-determination”: Victorian Aboriginal News is amplifying First Nations voices

From his van on Country to the airwaves across Victoria, Uncle Charles Pakana is amplifying First Nations voices through Victorian Aboriginal News. We spoke to Uncle Charles about how the independent media project, backed by Bank Australia, is changing the narrative around reconciliation.

Read how Uncle Charles Pakana uses his VAN as a voice for the future.