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Commercial Visa Credit card

The card for managing day-to-day business expenses with up to 45 days interest free.

Our rate

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Green Bank of the Year
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16.99
%
p.a.
Variable interest rate
Effective 24 November 2021
$1000 minimum credit limit
See rates and fees

Who it's for

  • Sole traders
  • Partnerships
  • Pty Ltd and public companies
  • Associations
  • Co-operatives
  • Local councils and government entities
  • Government schools

What you get

"It was so simple to set up my business accounts with Bank Australia. Great customer service and product knowledge"
Erin, Bank Australia business customer

Up to 45 days interest free

Pay for business expenses using your card and enjoy up to 45 days to pay the amount back without interest. 

Competitive variable rate

Our competitive interest rate applies to both purchases and cash advances.

Complimentary travel insurance

For when business travel is a thing again, enjoy free insurance and peace of mind for all cardholders.

Master limits

Set a cap on how much staff can spend on their card, with no need for extra applications or approvals.



Manage your money

Use internet or phone banking 24/7 to pay off your card and keep track of your business expenses.

Stock up securely online 

Add your Commercial Visa Credit card to Visa Click to Pay for an easy, secure checkout experience for all your business purchases. 

Lock your card

In the app or internet banking, place a temporary lock on your card the moment you think it might be lost or stolen. 

Get handy notifications

Set up custom notifications in the app or internet banking so you don’t miss a beat about card repayments and spending.

Above: Tom and Sacha, Sunbutter, Bank Australia business customers

Tom, Bank Australia business customer

“[Bank Australia] complements our ethics and ethos really nicely. We put the environment at the forefront of everything we do at Sunbutter, so it made sense to switch our banking to Bank Australia"

Read Sunbutter's story

Fees, charges and discounts

Here’s what to expect with our Community Access account: 
What it's for
Amount
Annual fee
$59
Cash advance
$3.50
Foreign currency conversion
3%

It pays to know. Please read the Product Disclosure Document and see all fees and charges before deciding if this account is right for you. See all rates and fees.

Responsible banking policy

We believe that the clean money movement is *the* way forward for a sustainable and values-led banking sector. The movement is underpinned by the Bank Australia responsible banking policy – which was formed, and continues to evolve, through research and development with Bank Australia customers. 


Read more

Money, People & Planet

See more at the Bank Australia blog

The fine print

General advice warning: In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents before making a decision to apply for products with Bank Australia.

Bank Australia is committed to delivering memorable and superior service to all customers. We welcome your feedback, compliments and/or complaints about our performance.

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® Terms, conditions, fees and charges may be applicable. Bank@Post and its device mark are registered trademarks of the Australian Postal Corporation. All rights reserved.