Other Rates | ||
---|---|---|
Balance | Interest Rate | |
Any balance | 0.01% p.a. |
Fees and Charges | |
---|---|
Deposit $2,000 per month | $0 |
Under 25 years old | $0 |
Everyday Access monthly fee | $5 |
Everyday Access (additional account) | $5 |
Planned Maintenance: On Sunday 8 December, we will have a planned outage from 3.30am to 8am (AEDT).The outage will affect internet banking, our app, phone banking and people who want to apply for a Bank Australia account or home loan. View details
×effective 26 November 2019
Other Rates | ||
---|---|---|
Balance | Interest Rate | |
Any balance | 0.01% p.a. |
Fees and Charges | |
---|---|
Deposit $2,000 per month | $0 |
Under 25 years old | $0 |
Everyday Access monthly fee | $5 |
Everyday Access (additional account) | $5 |
A truly responsible bank can make society better. We use the money our customers deposit to make loans to people, community organisations and businesses that create positive change. By choosing to bank with us, you will have peace of mind knowing your money won’t be supporting the growth of harmful industries.
By moving your banking to Bank Australia, you are ensuring your money isn’t supporting the fossil fuel industry or industries that harm people and the planet.
when you deposit $2000 or more each month (like your salary).
Mange your money 24/7 with our app and Internet Banking, plus over 10,000 free ATMs with Bank Australia and all major banks.
Fee free banking Bank fee free if one of these applies:
If you don't qualify for fee free banking, the monthly fee on your Everyday Access account is $5 for unlimited transactions. |
Manage your money 24/7 Manage your money any time via our fully-featured mobile app or Internet Banking. |
Access to over 10,000 free ATMs 10,000 free ATMs including Bank Australia ATMs and those of all the major banks. |
Osko and PayID Send and receive payments in under 60-seconds using Osko and PayID. |
Digital wallet Set up your digital wallet with Apple Pay, Samsung Pay or Google Pay. |
Visa Debit With Visa Debit you have worldwide access to your money and 24/7 fraud monitoring. |
Let your small change grow your savings.
Any eligible purchase with your Bank Australia Visa debit card is rounded up to the nearest dollar amount via a separate debit transaction.
The extra amount is then transferred to your nominated Savings account. Same goes for your Bank Australia Credit Card, but instead of an increase in savings, you'll see a decrease on your credit card bill.
All you need is an Everyday Access account to get started.
Bank fee free if one of these applies:
If you don't qualify for fee free banking, the monthly fee on your Everyday Access account is $5 for unlimited transactions.
Before making a decision, please read our Product Disclosure Statement and ensure you're aware of all fees and charges.
Open in account in less than five minutes. All you need is your driver's licence or passport, and a Medicare card.
We use the money our customers deposit to make loans to people, community organisations and businesses that create positive change. When you bank with Bank Australia, you can be confident your money is working towards a positive and more sustainable future.
That’s why we’re the bank with clean money.
Yes. We’ve been in business since 1957 and we are one of the strongest small banks in Australia.
We are regulated in the same way as every bank in Australia. Deposits are guaranteed by the Australian Government. Learn more.
We have branches in a range of locations around Australia. However in a sense we are everywhere now. People all over Australia bank with us over the phone and online. Bank Australia customers have fee free access to more than 10,000 ATMs including Bank Australia ATMs and those of all the major banks.
Bank Australia customers have fee free access to more than 10,000 ATMs including Bank Australia ATMs and those of all the major banks.
Use your Bank Australia Visa card to withdraw cash fee free from these ATMs:
Please note from 1 January 2019, you may be charged by the ATM owner to use a rediATM.
Bank Australia is a customer owned responsible bank, in the business to create mutual prosperity - for customers, the communities they live in and the planet we all live on.
We took on a new name last year, but we are well established. Customers have been banking with us since 1957 and today nearly 124,000 people and community sector organisations choose to bank with us.
As a customer owned bank, we are 100% owned by our customers while investor owned banks are controlled by a smaller group of shareholders (who don’t have to be customers).
What’s important to know is that we are accountable to you.
Our profits are invested back into providing benefits to our customers in the form of better interest rates and fairer fees.
General advice warning: In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents before making a decision to apply for products with Bank Australia.
*Eligibility criteria apply. You must deposit $2k to the Everyday Transaction Account each month or maintain $50k in total banking value to earn a monthly fee waiver the following month.
Bank Australia is committed to delivering memorable and superior service to all customers. We welcome your feedback, compliments and/or complaints about our performance.
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Bank Australia acknowledges the Traditional Custodians of Country throughout Australia. We pay our respects to Aboriginal and Torres Strait Islander cultures and to Elders past, present and emerging.
Bank Australia Limited | ABN 21 087 651 607 | AFSL/Australian Credit Licence Number 238431