Skip to main content

 

 

 

 

Everyday Access

An account with everything you need to do your daily banking. We've made fee free everyday banking possible.

Interest rate up to
0.01% p.a.

effective 24 June 2019

More rates and fees
Other Rates
Balance Interest Rate
Any balance 0.01% p.a.
Fees and Charges
Deposit $2,000 per month $0
Under 25 years old $0
Everyday Access monthly fee $5
Everyday Access (additional account) $5
Fees, charges & transaction limits
Savings & term deposit rates

Why choose the Everyday Access?

Our Everyday Access account offers unlimited transactions at thousands of ATMs including those of all the major banks, every EFTPOS outlet, and at our branches. With Visa debit you have worldwide access to your savings, and 24/7 fraud monitoring.

You will also have access to: 

  • Your money through our Android or Apple app and internet banking
  • Card control features that allow you to manage the way you transact, temporarily lock your card
    and create custom notifications to monitor your card activity
  • 10,000 free ATMs including Bank Australia ATMs and those of all the major banks
  • Apple Pay, Google Pay and Samsung Pay
  • Osko and PayID for faster, simpler payments
  • Free monthly eStatements for internet banking and credit card customers, and quarterly paper
    statements for everyone else.
  • Round UP - A way to boost your savings or pay off your credit card. Any eligible purchase you make using your Visa debit card is rounded up to the nearest dollar with the extra amount credited to your nominated Savings, Mortgage Offset or eligible Credit Card.

You can close your Bank Australia Account by calling 132 888 or visiting one of our branch locations.

How to bank fee free

Bank fee free if one of these applies to you:

  • Under 25 years of age
  • You add $2000 or more in external deposits to your Everyday Access account each month (like your salary)
  • Support the bank with combined loans, savings and investments over $50,000
  • Receiving government benefits a pension? We offer other fee free accounts. Find out more

 

If you don't qualify for fee free banking, the monthly fee on your Everyday Access account is $5 for unlimited transactions.

Manage your banking 24/7 with the Bank Australia app.

  

Open an Everyday Access account

Join over 140,000 Australians whose money is making a positive difference to the lives of people and the planet. It only takes five minutes to join us, all you need is your driver's licence or passport, and a medicare card.

Frequently asked questions

Are you a secure bank?

Yes. We’ve been in business since 1957 and we are one of the strongest small banks in Australia.

We are regulated in the same way as every bank in Australia. Deposits are guaranteed by the Australian Government. Learn more.

Where are your branches located?

We have branches in a range of locations around Australia. However in a sense we are everywhere now. People all over Australia bank with us over the phone and online. Bank Australia customers have fee free access to more than 10,000 ATMs including Bank Australia ATMs and those of all the major banks. 

Find branches & ATMs

Which ATM's can I use?

Bank Australia customers have fee free access to more than 10,000 ATMs including Bank Australia ATMs and those of all the major banks. 

Use your Bank Australia Visa card to withdraw cash fee free from these ATMs:

  • Bank Australia
  • ANZ
  • Commonwealth Bank
  • NAB
  • Westpac

Please note from 1 January 2019, you may be charged by the ATM owner to use a rediATM.

Find branches & ATMs

Who are you?

Bank Australia is a customer owned responsible bank, in the business to create mutual prosperity - for customers, the communities they live in and the planet we all live on.

We took on a new name last year, but we are well established. Customers have been banking with us since 1957 and today nearly 124,000 people and community sector organisations choose to bank with us.

How is a customer owned bank different from other banks?

As a customer owned bank, we are 100% owned by our customers while investor owned banks are controlled by a smaller group of shareholders (who don’t have to be customers).

What’s important to know is that we are accountable to you.

Our profits are invested back into providing benefits to our customers in the form of better interest rates and fairer fees.

The fine print

General advice warning: In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents before making a decision to apply for products with Bank Australia.

1. Eligibility criteria apply. You must deposit $2k to the Everyday Transaction Account each month or maintain $50k in total banking value to earn a monthly fee waiver the following month. 

Bank Australia is committed to delivering memorable and superior service to all customers. We welcome your feedback, compliments and/or complaints about our performance.

® Registered to BPAY Pty Ltd ABN 69 079 137 518 
® Terms, conditions, fees and charges may be applicable. [email protected] and its device mark are registered trademarks of the Australian Postal Corporation. All rights reserved.

Get in touch

Apply

for an account

Call 132 888

Talk to a specialist

Visit Us

Find us near you.