1 July 2025: updates to privacy and credit reporting policy - We have updated our privacy and credit reporting policy, effective 1 July 2025. Learn more.
Alert: Beware of scammers posing as Bank Australia staff - Scammers are posing as Bank Australia via text messages and phone calls, attempting to gain information from customers to access their accounts or internet banking. Learn more.
The full-featured transaction account — with no monthly account fees.
Existing customer? Login to internet banking
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When you open an everyday transaction account and order a card, you can use digital wallet straight away for purchases on your mobile device.
Move money and pay people instantly with Osko. And use PayID to pay and be paid the simple way.
Move money across borders quickly, easily and securely. It’s all done through the app and internet banking. Learn more about low-cost international transfers.
Open an account with another person. Joint transaction accounts are available with any of our everyday or savings accounts.
Our Visa Debit card is accepted worldwide and comes with 24/7 fraud monitoring.
Withdraw cash fee-free at Bank Australia ATMs and those of all the major banks – all around Australia.
Grow your savings with small change. Eligible purchases on your Visa Debit card are rounded up to the nearest dollar.
Know your money is safe with card controls, security alerts and more.
People aged 13+
Aged under 13? Read about our bank accounts for children
People living in Australia as a permanent resident or with a relevant work visa
Single and joint account holders
Balance | Interest (p.a.) |
|---|---|
Any balance | 0.00% |
Monthly account fee | $0 |
|---|
Dishonour fee | $0 |
|---|
Exceeding available funds fee | $0 plus Debit interest charge rate |
|---|
Debit interest charge rate | 12.39% |
|---|
Visa foreign cash withdrawal fee | $0 plus the International transaction fee |
|---|
International transaction fee | 3% of the transaction value |
|---|
Staff assisted withdrawal fee | $0 |
|---|
For all fees and charges please refer to Deposit fees, charges and transaction limits
Information provided is of a general nature only. In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents below and Target Market Determination before making a decision to apply for products with Bank Australia.
Terms, conditions, fees and charges may be applicable as outlined below.
What if the money in your bank account helped other people and the planet? When you bank with us, it does.
Rest assured that your money is not supporting industries that do harm, like fossil fuels or animal exports.
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Manage your money 24/7 with our app and internet banking, plus fee-free ATMs.
Have your smartphone and your Australian driver's licence or Australian passport handy when you apply.
You will need to be 18+ to join online. If you are under 18 please contact us to open an account.
Complete your online ID verification and account application
Start using your new account
As a Bank Australia customer, you can proudly say you help care for a 2,117 hectare conservation reserve in Western Victoria.
Get started in less than 5 minutes – all you need is your smartphone and your Australian driver’s licence or Australian passport.
Learn about the different ways you can make and receive payments, transfer money, and access your cash in a Bank Australia everyday bank account.
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Setting up and using Bank Australia services including the app, internet banking, branch banking, and our accessibility services.
The admin side of your accounts. Like changing your details, finding account numbers, downloading statements and getting set to travel.
