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The bank with clean money is
the bank Australia needs

You can help make a positive difference

By banking with us, your money helps create positive impact. We lend to community housing providers to help build affordable and social housing for people who need it. 

No monthly account fee

There are no transaction or monthly fees on this account.

Access your money anytime, anywhere

Mange your money 24/7 with our app and Internet Banking, plus over 10,000 free ATMs with Bank Australia and all major banks.

Why choose our Basic Access bank account? 

It all adds up with Round UP

Let your small change grow your savings

Everything you need to know about this account

Eligibility

Our Basic Access account is available to customers who have a current Pensioner Concession Card, Health Care Card or Commonwealth Seniors Health Card.

Your Government benefits must be credited to this account. 

Customers who hold a Health Care Card and do not receive Government benefits, must credit their low income earnings into this account.

Rates and fees

There are no transaction or monthly fees on this account. Before making a decision, please read our Product Disclosure Statement. 

All rates and fees

A truly responsible bank can make society better

We use the money our customers deposit to make loans to people, community organisations and businesses that create positive change. When you bank with Bank Australia, you can be confident your money is working towards a positive and more sustainable future. 

That’s why we’re the bank with clean money.

The fine print

* In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should refer to Bank Australia’s disclosure documents before making a decision to apply for products with Bank Australia.

Available to customers who have a current Pensioner Concession Card, Health Care Card or Commonwealth Seniors Health Card. Government benefits must be credited to this account. 

Customers who hold a Health Care Card and do not receive Government benefits, must credit their low income earnings into this account.

Upon expiry of an eligible card customers must provide updated card details. If updated details are not provided within two months of card expiration the account will be converted to an Everyday Access account. Applicable fees and charges will apply. Cards may be presented in person or a copy sent via secure email or traditional mail.

The Basic Access Account will have an interest rate of 0% and does not allow certain transactions, such as cheque books or [email protected] transactions.

Bank Australia is committed to delivering memorable and superior service to all customers. We welcome your feedback, compliments and/or complaints about our performance.

® Registered to BPAY Pty Ltd ABN 69 079 137 518

® Terms, conditions, fees and charges may be applicable. [email protected] and its device mark are registered trademarks of the Australian Postal Corporation. All rights reserved.